How to Describe a Car Crash in Pennsylvania 

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Author: John Mattiacci | Owner Mattiacci Law
Published April 22, 2025

Car Crash in Pennsylvania

If you’ve been involved in an auto accident, one of the most important aspects of protecting your rights is getting the details down. You’ll need to know how to describe a car crash in Pennsylvania to gain leverage when seeking compensation for your losses.

To describe a car crash in Pennsylvania, explain what happened in clear, factual terms. Include the date, time, location, weather, vehicles involved, direction of travel, and what led to the crash. Avoid opinions, guesses, or admitting fault.

As a Pennsylvania car accident attorney who has advocated for numerous clients throughout the claims process, I’ve secured tens of millions in settlements to help victims get their lives back. Here, I’ll provide tips on how to describe a car crash, explain how compensation works, and help you understand the basics about your legal options.

 

What are Common Types of Car Crashes in Pennsylvania?

The Pennsylvania Department of Transportation (PA DOT) reports that there were 110,382 total crashes statewide in 2023. These incidents happen in many different ways, and understanding the details about the collision can help you describe what happened more accurately. Some of the most common types of traffic accidents include:

  • Rear-end collisions
  • Side-impact crashes
  • Head-on accidents
  • Multi-vehicle pileups

In urban areas like Philadelphia and Pittsburgh, fender-benders at intersections are common, while in more rural parts of Pennsylvania, high-speed crashes on highways can be more severe. Whether it’s a T-bone crash at a traffic light or a highway rollover, knowing the type of accident can help when explaining the incident to insurance companies, the police, and your lawyer.

 

A victim explains the details of an auto crash to a Pennsylvania car accident attorney during a free consultation.

 

Should I Describe the Car Accident to Other Involved Drivers?

After a car accident in Pennsylvania, it might feel natural to talk to the other driver, but this can be risky. Anything you say could later be used to weaken your claim. Even casual statements like “I didn’t see you” or “I’m sorry” could be twisted into an admission of fault.

Pennsylvania uses a comparative negligence rule, meaning your compensation can be reduced if you’re partially blamed for the crash. To protect your rights, limit conversations to checking everyone’s safety and exchanging basic contact and insurance information.

 

Why is it Important to Properly Describe a Car Accident in Pennsylvania?

The way you describe your car crash in Pennsylvania can directly impact your insurance claim and any future legal case. Insurance adjusters carefully review accident descriptions to assess liability and damages. You could risk reduced compensation or even claim denial by:

  • Providing inconsistent statements
  • Giving vague explanations
  • Offering information that is false or misleading

If the case ends up in court, your description could also become evidence in litigation. A clear, factual, and consistent account helps your lawyer argue your case and means that your version of events will be fully understood by insurers, judges, and juries.

 

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Can I Trust the Insurance Company to Help with My Claim?

Insurance companies in Pennsylvania focus on minimizing payouts, not helping accident victims. When you describe your car crash to an adjuster, they may twist your words to suggest you were partially at fault. Even honest mistakes, like mixing up street names or forgetting minor details, can be used against you.

Adjusters also compare your description to the police report and other evidence, looking for inconsistencies. This makes it critical to be precise and stick to the facts when describing the crash, ideally after speaking with a Pennsylvania car accident lawyer.

 

Should I Speculate When Describing a Car Accident?

It’s never wise to speculate when describing a car crash in Pennsylvania. Guessing about speeds, distances, or what the other driver was thinking can damage your credibility. If you don’t know exactly what happened, simply say so. Speculative statements may later conflict with physical evidence or witness statements, weakening your claim.

To help avoid confusion and protect your case:

  • Stick to clear facts
  • Only offer facts about what you saw and heard
  • Provide details about what you physically experienced

Unfounded guesses can create unnecessary complications for your claim.

 

Should I Admit That I Was At Fault in a Pennsylvania Car Accident?

Pennsylvania follows a modified comparative fault system. This means if you are found more than 50% at fault for a crash, you cannot recover compensation. Even if you are less than 50% responsible, your compensation is reduced by your percentage of fault.

Therefore, it’s critical to avoid admitting any fault when describing your accident. Even polite or apologetic statements can be misinterpreted. Stick to objective facts and let the evidence speak for itself. A car accident lawyer can help leverage your description to protect your legal rights.

 

Should I Mention That I Was Unharmed?

When describing a car crash in Pennsylvania, avoid saying you were unharmed if you’re unsure. Some injuries, like whiplash or internal damage, may not show symptoms immediately. Statements like “I’m fine” can be used by insurance companies to downplay injury claims later.

If asked about injuries, it’s safer to say you plan to seek medical attention to be sure. This preserves your ability to pursue compensation if injuries become apparent in the days after the crash, which is common in many Pennsylvania car accident cases.

 

What’s the Impact of Being Dishonest?

Being dishonest when describing a car crash in Pennsylvania can seriously harm your case. If your statement conflicts with evidence like dashcam footage, surveillance video, or witness testimony, your credibility can be destroyed.

Courts and insurance companies take honesty seriously, and any falsehood—no matter how small—could be used to cast doubt on your entire claim. Always stick to facts you know are true. If you’re unsure about a detail, simply say you don’t remember. Honesty not only protects your credibility but also strengthens your legal case.

 

What are Common Injuries in Pennsylvania Car Accidents?

When describing a car crash in Pennsylvania, it helps to be aware of common injuries so you can accurately report your symptoms.

  • Whiplash, concussions, broken bones, and back injuries are frequent in collisions.
  • Soft tissue injuries like sprains and strains are also common, even in lower-speed crashes.
  • More severe crashes can cause traumatic brain injuries, spinal cord damage, and internal organ injuries.

Reporting symptoms accurately to police, medical professionals, and your lawyer supports proper documentation of your injuries, which helps with both medical treatment and legal claims.

 

Image of motor vehicles after a car accident on congested Pennsylvania roads.

 

What Other Evidence is Important for Auto Crash Cases?

In addition to the police report, gathering other evidence helps support your description of a car crash in Pennsylvania. Some examples of evidence that help reconstruct the scene include:

  • Photos of the vehicles
  • Skid marks
  • Traffic signals and signage
  • Images of weather conditions

In addition, witness statements provide independent accounts of what happened. Medical records document your injuries and connect them to the crash. Dashcam footage, surveillance video from nearby businesses, and cell phone records can also strengthen your case. This additional evidence can validate your description and prevent the insurance company from disputing your claim.

 

How Can I Protect My Rights at the Scene?

Protecting your legal rights starts immediately after a car crash in Pennsylvania.

  1. Stay calm, call 911, and document everything.
  2. Take photos of vehicle damage, road conditions, and visible injuries.
  3. Gather contact information from witnesses and other drivers.
  4. Avoid discussing fault and stick to factual descriptions for the police report.
  5. Seek medical care even if you feel fine, as some injuries take time to appear.

Contact a Pennsylvania car accident lawyer as soon as possible to protect your rights and get proper support with your description.

 

What Compensation Can I Recover for a Car Accident Claim in Pennsylvania?

Accurately describing a car crash in Pennsylvania can impact the amount of compensation you recover. Depending on the circumstances, you may be eligible for reimbursement for medical bills, lost wages, property damage, and pain and suffering. In serious cases, long-term disability or future medical costs may be included.

Pennsylvania’s auto insurance system includes both no-fault coverage and the option to sue for damages in certain cases. Properly describing the crash, your injuries, and the impact on your life helps secure fair compensation.

 

A Pennsylvania auto crash lawyer advises an injured victim about legal remedies after a car accident.

 

Why Should I Get Help from an Attorney for Car Accident Descriptions?

A Pennsylvania car accident lawyer plays a crucial role in helping you describe your car crash in a way that protects your rights. Experienced attorneys know how insurance companies twist words to reduce payouts. A lawyer helps you prepare a clear, fact-based description that aligns with evidence and supports your claim.

They also handle communication with insurers to prevent adjusters from pressuring you into harmful statements. By working with a lawyer, you can feel confident that your description accurately reflects the facts, preserves your legal options, and maximizes your compensation.

 

Discuss Your Rights with a Skilled Pennsylvania Car Accident Lawyer

This information should help in the immediate aftermath of a crash, but get legal help right away. The experienced team at Mattiacci Law assists with every part of your car accident case—from describing the crash correctly to dealing with insurance adjusters and fighting for full compensation.

Protect your rights by working with a skilled Pennsylvania car accident lawyer who knows how to handle tough cases. Call 215-914-6919 now to schedule your free, no-obligation consultationand get the legal support you need today.

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