Pennsylvania Motorcycle Accident Laws, Lawsuits, Claims, and Settlements

As one of Pennsylvania’s leading personal injury firms, we’ve spent decades fighting for the rights of motorcycle accident victims. Motorcycle crashes often lead to severe injuries and high-value claims, and knowing the laws is essential to protecting your right to full compensation.

Chapter 1

Understanding Pennsylvania Motorcycle Accident Laws

A motorcycle accident can change your life in seconds. Understanding your rights under Pennsylvania law is the first step toward recovery. Whether you’re an experienced rider or new to the road, it’s critical to know how state laws affect your insurance, liability, and injury claims.

To prove negligence in Pennsylvania, a plaintiff must establish four elements: duty of care, breach of duty, causation, and damages. A breach of duty occurs when a person fails to fulfill their duty of care, which can include actions like speeding or running a red light.

What Are the Key Motorcycle Accident Laws in Pennsylvania?

Pennsylvania motorcycle laws include helmet requirements, liability-based insurance claims, and mandatory coverage minimums. Motorcyclists are excluded from the no-fault insurance system.

  • Helmet Law: Under 75 Pa. C.S. § 3525, riders over 21 may ride without a helmet if they have either two years of riding experience or have completed a PennDOT-approved safety course.
  • Insurance Requirements: Motorcyclists must carry liability insurance, including:
  • $15,000 for injury or death to one person
  • $30,000 for injury or death to multiple people
  • $5,000 for property damage
  • Uninsured Motorist (UM) coverage, which protects riders in cases where the at-fault party lacks insurance.
  • No-Fault Exclusion: Motorcyclists are not entitled to Personal Injury Protection (PIP) benefits and must pursue compensation from the at-fault party’s liability insurance.
  • Accident Reporting: Crashes involving injury, death, or severe property damage must be reported to the police under 75 Pa. C.S. § 3746.
  • Safety Note: Helmets can significantly reduce the chance of serious or fatal injuries in the event of an accident.

Comparative Fault in Pennsylvania

Pennsylvania uses a modified comparative negligence rule. This means your compensation will be reduced by your percentage of fault. If you are found to be more than 50% at fault, you cannot recover damages. In Pennsylvania, leaving the scene of an accident is a serious offense, punishable by penalties including fines and imprisonment.

Example:

  • 20% at fault on a $100,000 claim = $80,000 recovery
  • 51% at fault = $0 recovery

Why It Matters: Insurance companies often exploit this rule to shift blame onto riders. Legal representation is critical to push back against unfair fault attribution. Insurance companies often use a motorcyclist’s percentage of fault to minimize payouts in claims, making it even more important to have strong legal advocacy.

Common Causes of Motorcycle Accidents in PA

  • Driver inattention
  • Unsafe lane changes
  • Road hazards (potholes, debris)
  • Drunk or distracted drivers
  • Left-turn collisions

 

Knowing these common factors can help strengthen your case and establish liability.

Required Safety Equipment

Even if not required by law for some riders, having:

  • Eye protection
  • DOT-compliant helmet
  • Reflective gear
  • Working headlights and turn signals

Motorcyclists should inspect their motorcycle regularly, including before every ride.

  • Eye protection
  • DOT-compliant helmet
  • Reflective gear
  • Working headlights and turn signals

…can reduce fault percentage and support injury claims by showing reasonable care.

Next Steps
You’ve now seen the legal foundation. In Chapter 2, we’ll walk you through how to file a motorcycle accident claim in Pennsylvania step by step to protect your right to compensation.

Chapter 2

Filing a Motorcycle Accident Claim in Pennsylvania

Being involved in a motorcycle accident can be traumatic—but the actions you take afterward play a major role in whether you get compensated. This chapter explains exactly what you must do to file your claim properly and avoid mistakes that hurt your chances of recovery.

How Do You File a Motorcycle Accident Claim in Pennsylvania?

To file a motorcycle accident claim in Pennsylvania, notify your insurer, gather documentation, calculate your damages, submit a demand, and consult a personal injury attorney to pursue full compensation from the at-fault party.

Step 1: Report the Crash

Immediately after the accident:

  • Call 911 to report the crash and request medical assistance.
  • Ensure a police report is filed and obtain the incident number.
  • Seek medical attention—even if injuries seem minor.
  • Move to a safe location away from traffic to prevent further harm. Motorcyclists should move to a safe location away from traffic after an accident to prevent further harm.
  • Call 911 to report the crash and request medical assistance.
  • Ensure a police report is filed and obtain the incident number.
  • Seek medical attention—even if injuries seem minor.

Under 75 Pa. C.S. § 3746, failure to report a qualifying crash may result in penalties and jeopardize your claim.

Step 2: Notify Your Insurance Company

Even though you’ll likely pursue compensation from the at-fault party, you must notify your own insurer quickly. Failure to do so could lead to a denial of coverage.

Provide:

  • Time, date, and location of the crash
  • Contact info of all parties involved
  • Police report number (if available)
  • Description of the incident (stick to facts only)

Step 3: Gather and Preserve Evidence

Strong claims are built on evidence. Begin collecting the following:

  • Photos: Document injuries, motorcycle damage, road conditions, traffic signs, and weather.
  • Police Report: This provides an objective third-party account.
  • Witness Information: Names, contact details, and recorded statements.
  • Medical Records: All ER visits, tests, diagnoses, and treatment plans.
  • Repair Estimates: For your motorcycle and other property damage.
  • Collecting evidence, such as photographs of the scene and witness statements, is essential to support your claim and establish liability.

Step 4: Calculate Your Damages

Compensation includes:

  • Economic Damages: Medical bills, lost wages, property repair, ongoing rehab.
  • Non-Economic Damages: Pain and suffering, PTSD, loss of enjoyment of life.
  • Victims can claim economic damages for past and future medical expenses in motorcycle accident settlements. Lost wages are also considered when calculating the average motorcycle accident settlement in Pennsylvania. The average motorcycle accident settlement in Pennsylvania typically ranges from $30,000 to over $200,000.

Use documentation to justify your losses. Be prepared to show how the accident has disrupted your physical, emotional, and financial wellbeing.

Step 5: Submit a Demand to the At-Fault Party’s Insurer

With your evidence compiled and damages calculated, your attorney will prepare a formal demand letter outlining:

  • The facts of the accident
  • The evidence supporting fault and damages
  • The amount of compensation being requested

This letter opens the door to settlement negotiations and alerts the insurer that you’re serious about being made whole.

Step 6: Consult a Personal Injury Attorney

Insurance companies rarely offer fair settlements without pressure. A skilled motorcycle accident attorney can:

    • Handle all communication with insurers
    • Ensure all filing deadlines are met
  • Accurately assess your damages
  • File a lawsuit if necessary

Common Filing Mistakes to Avoid

  • Delaying medical care
  • Giving recorded statements to insurers
  • Posting about your injuries on social media
  • Accepting early lowball settlements
  • Failing to hire legal counsel

Tip: Early mistakes can lower or eliminate your payout. Having legal representation ensures your claim is professionally managed from day one.

Next Steps
Now that you know how to properly file a claim, it’s time to explore how fault and liability are determined under Pennsylvania law. Chapter 3 will explain how responsibility is assigned—and how that affects your potential recovery.

Chapter 3

Determining Fault and Liability in Pennsylvania Motorcycle Accidents

Fault is one of the most critical elements in any Pennsylvania motorcycle accident case. It determines who pays and how much. If you’ve been injured, understanding how liability is established can make or break your claim.

How Is Fault Determined in Pennsylvania Motorcycle Accidents?

Fault in Pennsylvania motorcycle accidents is determined based on police reports, physical evidence, eyewitness accounts, and expert analysis, applying the state’s comparative negligence rule.

What Is Comparative Negligence?

Pennsylvania follows a modified comparative negligence rule under 42 Pa. C.S. § 7102. You can recover damages as long as you are not more than 50% at fault. If you’re partially at fault, your award is reduced by your percentage of responsibility.

Example:

  • 10% at fault on a $100,000 claim = $90,000 recovery
  • 51% at fault = $0 recovery

Key Evidence Used to Determine Fault

To establish liability, attorneys, insurers, and courts examine:

  • Police Reports: Includes initial fault opinions, citations issued, and scene documentation
  • Photographic Evidence: Photos of vehicle damage, injuries, skid marks, traffic signals
  • Eyewitness Statements: Unbiased third-party accounts strengthen your position
  • Traffic Laws: Violation of rules (e.g., failure to yield, speeding) establishes negligence
  • Surveillance or Dashcam Footage: Often the most persuasive form of evidence

Common Liability Disputes in Motorcycle Accidents

  • Left-Turn Crashes: Car drivers often claim they didn’t see the motorcyclist
  • Lane Merging: Disputes over signaling, blind spots, or right-of-way
  • Speeding Allegations: Insurers may exaggerate your speed to shift blame
  • Contributory Behavior: Not wearing a helmet may be argued to reduce damages

Tip: Even if you are partially at fault, you may still be entitled to significant compensation. Never assume you have no case without legal review.

Who Can Be Held Liable in a Pennsylvania Motorcycle Crash?

  • Other Drivers: Most common source of liability
  • Employers: If the at-fault driver was on the job
  • Government Entities: If dangerous road conditions contributed to the crash
  • Manufacturers: In cases of mechanical failure or defective parts

Insight: Multiple parties can share fault. A skilled lawyer ensures every responsible party is identified to maximize your recovery.

Proving Fault in Court vs. Settlement

Most cases settle before reaching court. But whether at the negotiating table or trial, proving fault comes down to:

  • Consistent evidence
  • Expert witness testimony (e.g., accident reconstructionists)
  • Clear documentation of damages and conduct

The Role of Legal Representation

Proving fault requires professional investigation and negotiation.

  • Lawyers can subpoena phone records, black box data, or traffic light sequences
  • Attorneys preserve key evidence before it disappears
  • Legal teams counter insurance blame tactics with expert-backed evidence

Next Steps

With liability principles covered, Chapter 4 will walk you through the types of compensation you can recover in a Pennsylvania motorcycle accident claim—including medical costs, pain and suffering, and more.

Chapter 4

Types of Compensation Available After a Motorcycle Accident in Pennsylvania

If you’ve been injured in a motorcycle crash, you’re likely facing significant losses—physically, emotionally, and financially. Pennsylvania law allows victims to recover multiple categories of damages when someone else’s negligence caused the crash.

What Compensation Can You Receive After a Motorcycle Accident in Pennsylvania?

You may be eligible to receive economic damages, non-economic damages, and in some cases, punitive damages. Compensation may cover medical bills, lost wages, pain and suffering, and future costs related to your injuries.

Economic Damages

These are the measurable out-of-pocket losses you’ve suffered:

  • Medical Bills: Hospital visits, surgeries, rehabilitation, medications, and ongoing care.
  • Lost Wages: Time off work and future reduced earning capacity.
  • Property Damage: Motorcycle repair or replacement costs.
  • Home/Vehicle Modifications: For accident-related disabilities (e.g., ramps, hand controls).

Non-Economic Damages

These are intangible but significant losses:

  • Pain and Suffering: Physical pain and long-term discomfort.
  • Emotional Distress: PTSD, anxiety, and other mental health conditions.
  • Loss of Consortium: Diminished relationship with a spouse or partner.
  • Loss of Enjoyment of Life: Inability to engage in hobbies or daily routines. General damages refer to non-economic losses such as pain and suffering and loss of enjoyment of life.
  • Pain and Suffering: Physical pain and long-term discomfort.
  • Emotional Distress: PTSD, anxiety, and other mental health conditions.
  • Loss of Consortium: Diminished relationship with a spouse or partner.
  • Loss of Enjoyment of Life: Inability to engage in hobbies or daily routines.

Punitive Damages

Punitive damages may be awarded in cases involving gross negligence, reckless behavior, or intentional misconduct—such as DUI crashes or hit-and-run scenarios. These are meant to punish the wrongdoer and deter similar behavior.

Wrongful Death Damages

When a motorcyclist dies due to another’s negligence, their surviving family may pursue:

  • Funeral and burial costs
  • Lost income and benefits
  • Loss of companionship
  • Emotional anguish

Factors That Affect Compensation Amounts

  • Severity of Injury
  • Level of Fault (Comparative Negligence)
  • Available Insurance Coverage
  • Quality of Evidence and Documentation

Example Settlement Ranges

Injury Type

Typical Settlement Range

Soft tissue injuries

$5,000 – $25,000

Fractures

$25,000 – $100,00

Traumatic brain injury

$250,000 – $1,000,000+

spinal cord injury

$500,000 – $2,000,000+

Fatal injuries

$500,000 – $3,000,000+

These are general ranges and will vary based on individual case facts.

 

Next Steps
Now that you understand what compensation you may be entitled to, Chapter 5 covers the Pennsylvania statute of limitations—so you don’t miss critical deadlines that can destroy your right to sue.

Chapter 5

Pennsylvania Statute of Limitations for Motorcycle Accidents

Missing a legal deadline could permanently destroy your right to compensation. Pennsylvania law imposes strict time limits on when injured motorcyclists can file a lawsuit after a crash.

What Is the Statute of Limitations for Motorcycle Accidents in Pennsylvania?

You have two years from the date of the motorcycle accident to file a personal injury or wrongful death lawsuit in Pennsylvania under 42 Pa. C.S. § 5524.

Why This Deadline Matters

The statute of limitations is not flexible. If you miss the two-year deadline:

  • The court will dismiss your case
  • You lose all rights to compensation
  • The at-fault party and insurers are no longer liable

Even the strongest case will fail if filed late.

When Does the Clock Start?

The two-year countdown begins:

  • On the date of the accident for personal injury claims
  • On the date of death for wrongful death claims
  • When the injury was discovered, in rare delayed-diagnosis cases (e.g., traumatic brain injury with late symptoms)

 

Note: Courts rarely extend this deadline unless fraud, concealment, or incapacity is involved.

Special Exceptions That May Affect the Deadline

Scenario

Rule

Minor victims (under 18)

Time limit is paused (tolled) until the child turns 18

Mentally incapacitated

Tolling may apply until capacity is regained

Defendant left Pennsylvania

Time absent may not count toward the 2 years

Claims against government

Must file a notice of intent within 6 months under 42 Pa. C.S. § 5522

Why Early Legal Action Is Critical

Delaying a claim—even if within the two-year window—can:

  • Weaken evidence (witness memories fade, documents are lost)
  • Let insurers argue your injuries weren’t serious
  • Jeopardize your negotiating power in settlement talks

Working with an attorney early ensures:

  • Your claim is filed on time
  • Evidence is preserved
  • Your rights are protected at every step

Example Timeline

Event

Deadline

Motorcycle crash

March 5, 2023

Filing deadline

March 5, 2025

Missed deadline

Cannot recover any compensation

Even if you’re in treatment, missing this window bars your claim.

 

Key Tip: Don’t wait until you’re “done healing.” Consult a lawyer as soon as possible to avoid losing your legal right to sue.

 

Next Steps
Now that you know the filing deadlines, Chapter 6 will walk you through how to deal with insurance companies after a Pennsylvania motorcycle accident—and what mistakes could sabotage your claim.

Chapter 6

Dealing With Insurance Companies After a Motorcycle Accident in Pennsylvania

After a motorcycle accident, you’ll likely be contacted by an insurance company—sometimes within hours. What you say and do next can dramatically affect the value of your claim.

How Should You Deal With Insurance Companies After a Motorcycle Crash in Pennsylvania?

Avoid giving a recorded statement, don’t accept a quick settlement, and let an experienced attorney handle all communications. Insurance companies are not on your side.

Who Will Contact You?

  • Your own insurance company – especially if you’re making a claim under uninsured/underinsured motorist (UM/UIM) coverage.
  • The at-fault driver’s insurer – looking for information to minimize their payout.
  • Medical lienholders – if treatment was billed through third-party recovery.

Tactics Insurance Adjusters Use to Undermine Your Claim

Insurance companies are profit-driven businesses. Their goal is to pay out as little as possible. Common strategies include:

  • Pressuring you to give a recorded statement
  • Offering a quick settlement before the full extent of your injuries is known
  • Twisting your words to imply shared fault
  • Downplaying your injuries or labeling them as “pre-existing”
  • Using delay tactics to wear you down

Why Recorded Statements Are Dangerous

You are not legally required to provide a recorded statement to the other party’s insurer. They may sound friendly, but their questions are designed to:

  • Get you to admit fault or make contradictory statements
  • Get you on record before you’ve seen all the medical documentation
  • Catch you downplaying pain (e.g., “I’m fine” or “It’s not that bad”)

Instead, say: “I’m not comfortable speaking without my attorney present.”

Should You Accept the First Settlement Offer?

Rarely. Early offers:

  • Often undervalue future medical costs
  • Ignore non-economic damages like pain and suffering
  • Are based on incomplete medical records

Once you accept, you forfeit your right to pursue further compensation—even if your condition worsens.

How an Attorney Protects You in Insurance Communications

Working with a motorcycle accident lawyer means:

  • All calls and communications go through your legal team
  • You’re shielded from pressure or manipulation
  • Your claim is backed by clear evidence, documentation, and expert analysis
  • You gain negotiating power backed by the threat of trial

Watch What You Post on Social Media

Insurance companies monitor accident victims online. A single photo, check-in, or statement can be used to challenge your injury claim. Avoid posting anything about:

  • Your injuries or recovery
  • Your physical activities
  • The accident or lawsuit

Key Do’s and Don’ts

Do

Don’t

Notify your own insurer promptly

Give a recorded statement to the other driver’s insurer

Get all communications in writing

Sign anything without review

Let a lawyer speak for you

Accept an early settlement offer

Keep detailed records of all bills and contacts

Post accident details on social media

Next Steps
In Chapter 7, we’ll cover the most common causes of motorcycle accidents in Pennsylvania and how they affect fault, compensation, and long-term recovery.

Chapter 7

Most Common Causes of Motorcycle Accidents in Pennsylvania

Understanding what causes motorcycle crashes is essential—not only for building a strong injury claim, but also for proving fault and maximizing your compensation. Motorists often overlook motorcyclists because of their small size, which contributes to many accidents. Motorcycle safety awareness should be a year-round consideration, not just during designated months.

What Are the Most Common Causes of Motorcycle Accidents in Pennsylvania?

The leading causes include driver inattention, unsafe lane changes, left-turn collisions, speeding, and hazardous road conditions. Identifying the cause helps determine liability and recover damages. Common causes of motorcycle accidents also include speeding, distracted driving, impaired driving, and failure to yield the right of way.

1. Drivers Failing to See Motorcyclists

One of the most cited causes in police reports is: “I didn’t see them.” Many drivers fail to check blind spots or misjudge the speed of a motorcycle.

Common scenarios:

  • Vehicles turning left in front of an oncoming motorcycle
  • Cars merging into a lane already occupied
  • Distracted drivers glancing at phones or GPS instead of mirrors

2. Unsafe Lane Changes

A significant percentage of crashes happen when:

  • A car sideswipes a rider while merging
  • A driver fails to signal or check blind spots
  • A rider is in a “no zone” (areas where a car or truck driver has limited visibility)

 

In these cases, the driver is typically at fault, not the motorcyclist.

3. Left-Turn Accidents

These occur when a car makes a left turn at an intersection and:

  • Fails to yield to the motorcycle going straight
  • Misjudges the distance or speed
  • Turns while the motorcyclist is legally entering the intersection

 

Left-turn collisions account for a disproportionate share of serious injuries and deaths in Pennsylvania.

4. Speeding and Aggressive Driving

Whether by the motorcyclist or the driver of a car:

  • Speeding reduces reaction time
  • Increases stopping distance
  • Makes collisions more severe

 

Pennsylvania crash data shows that speed is a contributing factor in more than 30% of fatal motorcycle accidents.

5. Poor Road Conditions

Motorcycles are more vulnerable to:

  • Potholes
  • Loose gravel
  • Wet leaves
  • Road construction zones

 

In some cases, the state or local municipality may be liable if the road was poorly maintained, improperly marked, or negligently designed.

6. Driving Under the Influence

Impaired driving remains a major risk:

  • Motorcyclists struck by drunk or drug-impaired drivers
  • Riders themselves under the influence

 

Pennsylvania law allows victims to seek punitive damages when a crash is caused by a driver under the influence.

7. Dooring Accidents

This happens when:

  • A parked driver opens their car door directly into the path of an oncoming motorcycle
  • The rider has no time to stop or swerve

 

While commonly associated with cyclists, dooring is a real hazard for motorcyclists too—especially in urban areas like Philadelphia or Pittsburgh.

8. Mechanical Failure

Occasionally, crashes are caused by:

  • Brake failure
  • Defective tires
  • Poor maintenance

 

In these cases, product liability claims or negligent maintenance claims may apply.

How Identifying the Cause Affects Your Case

Knowing the cause helps your lawyer:

  • Prove who was at fault
  • Determine liable parties (drivers, municipalities, manufacturers)
  • Recover damages for all losses tied to that negligence

 

For example: If a crash was caused by poor lighting or lack of signage, the municipality could be added as a defendant, increasing the available insurance coverage.

8. Supporting Evidence to Prove Cause

Evidence Type

Use Case

Police reports

Initial findings and fault assignments

Eyewitness statements

Help verify driver behavior

Dashcam or CCTV footage

Clarifies real-time causes of crash

Expert accident reconstruction

Rebuilds cause, speed, impact angles

Maintenance logs or recall notices

Prove mechanical failur

Next Steps
In Chapter 8, we’ll explore the legal process of filing a motorcycle accident lawsuit in Pennsylvania, including how your lawyer gathers evidence, prepares your case, and fights to win maximum compensation.

Chapter 8

Filing a Motorcycle Accident Lawsuit in Pennsylvania

If you’ve been seriously injured in a motorcycle accident, filing a personal injury lawsuit may be the most effective way to recover the compensation you deserve.

How Do You File a Motorcycle Accident Lawsuit in Pennsylvania?

Your attorney will investigate the crash, gather evidence, draft a complaint, and file it with the appropriate Pennsylvania civil court within the statute of limitations. The process then proceeds through discovery, negotiation, and potentially trial.

Step 1: Hire an Experienced Motorcycle Accident Lawyer

You should never attempt to handle a serious injury lawsuit without legal representation. A qualified attorney can:

  • Determine liability and identify all at-fault parties
  • Handle communications with insurers
  • File the lawsuit before the statute of limitations expires
  • Maximize your recovery by using proven legal strategies

At Mattiacci Law, we specialize in representing motorcycle accident victims across Pennsylvania.

Step 2: Case Investigation and Evidence Collection

Strong lawsuits begin with detailed case-building:

  • Accident scene photos
  • Medical records and bills
  • Witness statements
  • Traffic camera or dashcam footage
  • Cell phone records (if distracted driving is suspected)
  • Police crash reports

If needed, we work with accident reconstructionists and medical experts to build a compelling case.

Step 3: Filing the Complaint

Your lawyer will file a legal document called a “complaint” that includes:

  • Allegations of how the defendant caused the accident
  • Injuries and losses suffered
  • Demand for compensation

 

The defendant will then file an answer, and the case proceeds to litigation.

Step 4: Discovery Phase

Both sides exchange information. This includes:

  • Written questions (interrogatories)
  • Document requests (medical records, insurance policies, etc.)
  • Depositions (recorded interviews under oath)

Discovery often uncovers key evidence that can lead to a strong settlement.

Discovery often uncovers key evidence that can lead to a strong settlement.

Step 5: Negotiation and Settlement Talks

Most motorcycle accident lawsuits settle before trial. Your lawyer will:

  • Present evidence to the defendant’s insurer or attorney
  • Negotiate for full compensation (medical costs, lost wages, pain and suffering)
  • Advise you whether to accept or reject any offers

If the other side refuses to offer a fair amount, your case will proceed to trial.

Step 6: Trial (If Necessary)

At trial, your attorney will:

  • Present witnesses and evidence
  • Cross-examine the defense’s witnesses
  • Argue your case before a judge or jury

If successful, the court will award you a judgment for damages.

Timeline of a Typical Motorcycle Lawsuit

Stage

Timeframe

Case investigation & filing

3 months

Discovery process

6–12 months

Settlement talks

Anytime after discovery begins

Trial (if needed)

12–24 months after filing

How a Lawsuit Helps Secure Maximum Compensation

Lawsuits open the door to:

  • Subpoenaing evidence insurers may withhold
  • Taking depositions under oath
  • Filing motions to exclude unfair defense tactics
  • Pursuing full recovery for past and future damages

Even if a case settles, filing a lawsuit often increases the value of the claim significantly.

Next Steps
Chapter 9 will explore the full range of compensation available in Pennsylvania motorcycle accident cases, including economic damages, pain and suffering, and when punitive damages may apply.

Chapter 9

Compensation Available in Pennsylvania Motorcycle Accident Cases

Motorcycle crashes often result in more severe injuries than other traffic accidents—and Pennsylvania law allows victims to recover for a wide range of damages. Motorcycle accidents can result in common injuries such as traumatic brain injuries, broken bones, and spinal cord injuries. Pennsylvania’s roads are considered dangerous for motorcyclists, ranking high for motorcycle fatalities. Large settlements in motorcycle accidents typically involve serious injuries requiring long-term medical care or rehabilitation.

What Compensation Can You Recover After a Motorcycle Accident in Pennsylvania?

You may be entitled to economic damages (medical bills, lost wages), non-economic damages (pain and suffering), and punitive damages if the at-fault party acted recklessly or maliciously. Very large settlements can exceed several million dollars due to catastrophic injuries and ongoing medical costs.

Understanding the Different Types of Compensation in a Pennsylvania Motorcycle Accident Claim

Motorcycle accident victims in Pennsylvania may be eligible for several types of damages, depending on the facts of their case. These fall into four key categories: economic, non-economic, punitive, and wrongful death damages. The table below breaks down what each type includes, its purpose, and when it typically applies:

Type of Damages

Examples

Purpose

Availability

Economic Damages

Medical bills, lost wages, reduced earning ability, property damage

To reimburse actual financial losses

vailable in nearly all injury claims

Non-Economic Damages

Pain and suffering, emotional distress, loss of enjoyment, loss of consortium

To compensate for subjective, non-monetary harm

Available in nearly all injury claims

Punitive Damages

Drunk driving, hit-and-run, intentional harm

To punish egregious misconduct and deter future wrongdoing

Rare; only in cases of extreme recklessness or intentional acts

Wrongful Death Damages

Funeral costs, lost financial support, loss of companionship, mental anguish

To support surviving family members after a fatal crash

Available if the victim dies from the crash

1. Economic Damages

These are measurable financial losses, including:

  • Medical Expenses: Emergency care, hospitalization, surgery, rehab, prescriptions, and future medical costs.
  • Lost Wages: Time missed from work due to the accident.
  • Loss of Earning Capacity: If injuries reduce your ability to work or force early retirement.
  • Property Damage: Repair or replacement of your motorcycle and damaged gear.

Make sure to keep all receipts and records related to accident-related costs.

2. Non-Economic Damages

These cover real harms that don’t come with a dollar sign:

  • Pain and Suffering: Chronic pain, trauma, and discomfort.
  • Emotional Distress: Anxiety, depression, PTSD, and other psychological impacts.
  • Loss of Enjoyment of Life: If your injuries prevent you from doing hobbies or activities you once loved.
  • Loss of Consortium: Impact on your relationship with a spouse or partner.

These damages vary significantly and depend on the severity and long-term effect of the injury.

3. Punitive Damages

Punitive damages are rare but possible if the other party’s behavior was particularly reckless, such as:

  • Drunk or drug-impaired driving
  • Hit-and-run accidents
  • Intentional misconduct

Punitive damages are awarded for particularly reckless behavior of the at-fault party in motorcycle accident cases.

Punitive damages are meant to punish and deter, not compensate.

  • Drunk or drug-impaired driving
  • Hit-and-run accidents
  • Intentional misconduct

Punitive damages are meant to punish and deter, not compensate.

4. Wrongful Death Damages (If the Rider Dies)

If a motorcycle crash results in death, Pennsylvania allows:

  • Funeral and burial costs
  • Loss of financial support
  • Loss of companionship and guidance
  • Mental anguish suffered by survivors

The personal representative of the deceased’s estate must file the claim on behalf of surviving beneficiaries.

What Determines the Value of Your Motorcycle Accident Claim?

No two motorcycle accident cases are the same—and the total compensation you may receive depends on several critical factors. From the severity of your injuries to the strength of your medical documentation, each element can significantly influence your settlement or verdict. Below is a breakdown of the key factors that commonly affect the outcome of motorcycle accident claims in Pennsylvania:

Factor

Impact on Compensation

Severity of injuries

More severe injuries = higher damages

Fault

Comparative negligence can reduce recover

Insurance coverage

Available policy limits cap how much you can collect

Medical documentation

Better records = stronger claims

Legal representation

Experienced lawyers tend to secure higher settlements

Pennsylvania’s Comparative Fault Rule

Pennsylvania follows modified comparative negligence (51% rule):

Pennsylvania follows modified comparative negligence (51% rule):

  • If you are 50% or less at fault, your compensation is reduced proportionally.
  • If you are 51% or more at fault, you recover nothing.

Pennsylvania’s modified comparative negligence rule bars a plaintiff from recovering damages if they are 51% or more at fault.

Example: If you are awarded $100,000 but found 20% at fault, you receive $80,000.

Do Damage Caps Apply in Pennsylvania?

In most motorcycle accident cases, there are no caps on damages. However:

  • Government liability claims (against municipalities or PennDOT) do have limits.
  • Punitive damages are generally capped to be proportional to actual damages.

Your lawyer will evaluate whether any caps apply based on the parties involved.

Next Steps
In Chapter 10, we’ll cover mistakes that can ruin your motorcycle accident claim—and how to avoid them to protect your rights and compensation.

Chapter 10

Mistakes That Can Ruin Your Pennsylvania Motorcycle Accident Claim

Even a strong motorcycle accident case can be weakened—or lost—if you make critical errors after the crash.

What Are the Biggest Mistakes to Avoid After a Motorcycle Accident in Pennsylvania?

Failing to seek medical care, admitting fault, speaking to insurance adjusters without legal advice, missing deadlines, and posting on social media can all jeopardize your claim.

1. Delaying or Skipping Medical Treatment

Failing to get immediate medical care sends the wrong message:

  • Insurance companies may argue you weren’t really hurt
  • Delays create gaps in your medical record
  • Hidden injuries (like internal bleeding or concussions) may worsen

Always seek prompt medical attention and follow your treatment plan.

2. Giving a Recorded Statement to the Insurance Company

Insurers often request a “routine” statement. But their real goal is to:

  • Get you to say something that can be twisted against you
  • Downplay your injuries or imply fault
  • Lock in a version of events before evidence is collected

Never speak to the other party’s insurance adjuster without your attorney present.

3. Admitting Fault (Even Partially)

In Pennsylvania’s modified comparative negligence system:

  • Admitting you were even 51% at fault bars you from recovery
  • Saying “I’m sorry” or “I didn’t see them” can be used against you

Stick to facts, not feelings, when discussing the crash—especially with police or insurers.

4. Posting on Social Media

Insurance companies often monitor Facebook, Instagram, and other platforms:

  • Posts, photos, or check-ins can be used to undermine your case
  • A single “good day” post may be interpreted as evidence you’re not injured

Set your profiles to private and avoid posting anything related to your health or the crash.

5. Not Documenting Evidence

After the crash:

  • Take photos of the scene, damage, injuries, and road conditions
  • Collect contact information for witnesses
  • Preserve your damaged gear or helmet

This evidence can make or break your claim.

6. Missing the Filing Deadline

As outlined in Chapter 5:

  • You have two years from the date of the accident to file a lawsuit
  • If you miss the deadline, your claim is barred forever

Work with a lawyer early to ensure all deadlines are met.

7. Accepting a Low Settlement Too Soon

Insurers often offer quick cash early on:

  • These offers rarely cover long-term costs or pain and suffering
  • Accepting them typically includes signing a release—you can’t go back later

Let your attorney evaluate the offer and negotiate a better deal.

8. Not Hiring an Experienced Motorcycle Accident Attorney

Many personal injury lawyers focus on car accidents. But motorcycle cases require: * Understanding of motorcycle physics and crash dynamics

  • Experience with bias against riders
  • Knowledge of unique injuries and damages

The importance of hiring an attorney after a motorcycle accident cannot be overstated.

  • Understanding of motorcycle physics and crash dynamics
  • Experience with bias against riders
  • Knowledge of unique injuries and damages

At Mattiacci Law, we’ve recovered millions for injured riders across Pennsylvania.

Next Steps: In Chapter 11, we’ll answer frequently asked questions about motorcycle accident claims in Pennsylvania—including what to expect, how long cases take, and how to choose the right lawyer.

Chapter 11

Frequently Asked Questions About Pennsylvania Motorcycle Accident Claims

Motorcycle accident victims often face a flood of questions—and misinformation—after a crash. In this chapter, we’ll answer the most common questions Pennsylvania riders ask when considering a claim.

What Should I Do Right After a Motorcycle Accident in Pennsylvania?

Get medical help, call the police, document the scene, avoid admitting fault, and contact a motorcycle accident lawyer as soon as possible.

It depends on the facts of your case. Some settle in a few months, others take over a year. Timeline factors include:

  • Injury severity and recovery time

  • Whether fault is disputed

  • The insurance company’s cooperation

  • Whether the case goes to trial

Your attorney will push for a timely resolution—but not at the expense of full compensation.

You’re not required to hire one—but you should. Motorcycle claims are more complex than car accidents. A skilled lawyer:

  • Handles negotiations with insurers

  • Collects medical records and crash evidence

  • Fights back against bias against bikers

  • Helps maximize your compensation

At Mattiacci Law, our legal team has decades of experience handling serious injury cases for Pennsylvania riders.

Under Pennsylvania law, some riders are exempt from helmet use (age 21+ with two years of riding or a safety course). However, Pennsylvania law requires motorcycle riders under the age of 21 to wear a helmet, while older riders must wear helmets if they are not experienced riders.

  • Failing to wear a helmet can affect your compensation if it contributed to your injuries

  • Insurers may try to reduce or deny your claim on this basis

An attorney can push back on this tactic and argue for fair compensation.

Pennsylvania follows a modified comparative fault rule:

  • If you are 50% or less at fault, your recovery is reduced by your percentage of fault

  • If you are 51% or more at fault, you recover nothing

That’s why it’s critical not to admit fault or speculate about what happened—especially early in the case.

Yes—but government entities like PennDOT or a municipality must be notified under special procedures:

  • You typically must file a Notice of Claim within six months

  • Damages are capped under state law

  • These cases are more complex and require immediate legal help

An experienced motorcycle accident attorney can determine if a road defect case is viable.

Next Steps: In our final chapter, Chapter 12, we’ll explain why hiring Mattiacci Law can make the difference between a lowball offer and a life-changing result—and how our free consultation can help you get started today.

The Concept of Sovereign Immunity

Generally, government entities (including state, county, and local governments, as well as their agencies and employees) are protected by a legal doctrine called “sovereign immunity.” This means they are typically immune from lawsuits unless they specifically waive that immunity. Pennsylvania has waived sovereign immunity in certain limited circumstances, allowing lawsuits against government entities under specific conditions.

Exceptions to Sovereign Immunity in Pennsylvania

The Pennsylvania Sovereign Immunity Act outlines specific exceptions under which a government entity can be sued for negligence. One of the relevant exceptions for slip and fall cases is often related to the care, custody, or control of real property. This exception may apply if your injury was caused by a dangerous condition of the government entity’s property, such as:

  • Defects in sidewalks, streets, or public walkways.
  • Poor maintenance of government buildings or facilities.
  • Inadequate lighting in public areas.

However, even if your case falls under one of these exceptions, there are still strict procedures you must follow.

The Six-Month Notice Requirement

One of the most critical differences when suing a government entity in Pennsylvania is the strict six-month written notice requirement. You must provide written notice of your claim to the appropriate government entity within six months of the date of your injury. This notice must typically include specific information, such as:

  • Your full name and address.
  • The date, time, and location of the accident.
  • A brief description of how the accident occurred.
  • A description of your injuries.
  • The name and contact information of any witnesses.
  • A statement of the damages you are claiming.

Failure to provide this written notice within the six-month timeframe can be a complete bar to your claim, even if the general two-year statute of limitations for personal injury cases has not yet expired. This is a critical deadline that you must not miss.

Specific Procedures and Limitations

In addition to the notice requirement, there may be other specific procedures and limitations when suing a government entity, such as:

  • Specific Forms: You may be required to use specific forms provided by the government entity to file your claim.
  • Caps on Damages: There may be limitations on the amount of compensation you can recover from a government entity.
  • Who to Sue: Identifying the correct government entity to sue can be complex. For example, a fall on a city sidewalk might require suing the city, while a fall at a state-owned park might involve a different state agency.
  • Trial Procedures: The rules of civil procedure may differ slightly when suing a government entity.

Examples of Potential Cases Against Government Entities

  • Slipping on ice on an unmaintained public sidewalk.
  • Tripping on a pothole in a city street.
  • Falling down broken steps in a county-owned building.
  • Injuries sustained due to poor lighting in a public parking garage.

The Importance of Consulting an Attorney Immediately

Given the complexities and strict deadlines involved in suing a government entity in Pennsylvania, it is absolutely essential to consult with an experienced personal injury attorney as soon as possible if your slip and fall accident occurred on public property. An attorney can:

  • Help you determine the correct government entity to notify.
  • Ensure you provide proper written notice within the six-month deadline.
  • Guide you through the specific procedures and requirements for your claim.
  • Investigate the accident and gather necessary evidence.
  • Protect your legal rights and maximize your chances of a successful outcome.

Suing a government entity is not something you should attempt to do on your own. The potential pitfalls and strict requirements make legal representation crucial from the very beginning.

Chapter 12

Why You Should Choose Mattiacci Law for Your Motorcycle Accident Case

You’ve learned about Pennsylvania motorcycle accident laws, claims, deadlines, and damages. Now it’s time to take the next—and most important—step: choosing the right legal team.

Why Should You Hire Mattiacci Law for a Pennsylvania Motorcycle Accident Case?

Mattiacci Law offers decades of trial-tested experience, personalized representation, and a no-win, no-fee promise to help injured riders recover maximum compensation throughout Pennsylvania. Victims should consult with an attorney before discussing their case with insurance companies to avoid diminishing their claims.

Decades of Experience Representing Injured Riders

Our team has handled serious motorcycle injury and wrongful death cases for decades. We understand the unique dynamics of motorcycle crashes and the common biases riders face. We know how to:

  • Prove fault—even in disputed liability cases

  • Maximize economic and non-economic damages

  • Build persuasive cases that win in court or settle for top dollar

We’ve secured millions for injured victims—and we’re ready to do the same for you.

No Fee Unless We Win

You never pay out of pocket for legal fees. At Mattiacci Law:

  • Your consultation is always free

  • We only collect if we recover compensation for you

  • If we don’t win, you owe nothing

That’s our no-risk, no-fee guarantee.

We Handle Everything So You Can Focus on Recovery

After a motorcycle accident, your focus should be on healing—not paperwork, insurers, or court filings. We handle:

  • Communication with insurance companies

  • Evidence collection and accident reconstruction

  • Medical record retrieval and expert coordination

  • Negotiation, mediation, or trial preparation

You’ll always know where your case stands with responsive communication every step of the way.

We Serve All of Pennsylvania

With offices in both Pennsylvania and New Jersey, we handle motorcycle accident cases throughout:

  • Philadelphia and Pittsburgh

  • Bucks, Montgomery, and Delaware Counties

  • Harrisburg, Allentown, Erie, and beyond

No matter where your crash occurred, we’re ready to help.

Your Next Move: Schedule a Free Consultation Today

Every day you wait could weaken your case. Don’t risk missing key deadlines or losing evidence. Let Mattiacci Law step in and fight for what you deserve.

Call 215-914-6919 or visit jminjurylawyer.com to schedule your free consultation.

We’ll review your case, explain your options, and outline a plan to pursue maximum compensation—with no upfront cost and no obligation.

You’ve been through enough. Now it’s our turn to carry the burden—and help you get your life back.

FAQs About Pennsylvania Slip and Fall Accidents

What are the most common causes of slip and fall accidents in Pennsylvania?

Common causes of slip and fall accidents in Pennsylvania include wet or slippery floors due to spills or mopping, uneven sidewalks and pavements, poor lighting in walkways, loose carpeting or flooring, accumulation of ice and snow, and obstructions or clutter in walkways.

In Pennsylvania, premises liability law holds property owners legally responsible for maintaining a safe environment on their property to prevent injuries like slip and falls. This includes identifying and fixing hazards, providing warnings, and keeping walkways safe for visitors

Pennsylvania law recognizes three types of visitors:

  • Invitees (e.g., customers) are owed the highest duty of care, requiring owners to inspect for and fix dangers.

  • Licensees (e.g., social guests) must be warned of known dangers.

  • Trespassers generally receive no duty of care, except for the “attractive nuisance” doctrine for children.

A property owner can be held liable if: a hazard existed on their property; they knew or should have known about the hazard; they failed to take reasonable steps to fix or warn about the hazard; and this hazard directly caused your slip and fall injuries.

Pennsylvania follows a modified comparative negligence rule. If you are found to be less than 51% at fault for your slip and fall, your compensation will be reduced by your percentage of fault. If you are 51% or more at fault, you cannot recover damages.  

In Pennsylvania, the statute of limitations for filing a slip and fall lawsuit is generally two years from the date of the accident. Missing this deadline typically means you lose your right to seek compensation.

A slip and fall attorney can assist by investigating the accident, gathering crucial evidence, handling negotiations with insurance companies, assessing the value of your claim, and representing you in court if necessary to maximize your compensation.

Immediately after a slip and fall:

  1. Seek medical attention.

  2. Document the scene with photos and videos.

  3. Gather contact information from any witnesses.

  4. Report the accident to the property owner or manager.

  5. Avoid giving recorded statements to insurance companies.

  6. Contact a personal injury attorney.

To prove negligence, you must establish four elements:

  1. Duty of care: The property owner had a legal obligation to ensure safety.

  2. Breach of duty: The owner failed to uphold this duty.

  3. Causation: The hazard directly led to your injury.

  4. Damages: You suffered financial or physical harm as a result.

Crucial evidence includes photographs and videos of the hazard and accident scene, medical records documenting your injuries, witness statements, accident reports filed at the scene, maintenance logs of the property, and surveillance footage if available.

You may be able to seek compensation for:

  • Medical expenses (past and future)

  • Lost wages (past and future)

  • Pain and suffering

  • Loss of earning capacity

  • In rare cases, punitive damages.

Yes, there are some exceptions. For instance, the statute may be extended for minors until they turn 18. Additionally, claims against government entities have a shorter notice requirement of six months. Consulting an attorney is crucial to understand if any exceptions apply to your situation.

Settlements involve negotiations between your attorney and the property owner’s insurance company to reach a mutually agreeable compensation amount without going to trial. The process often involves an initial demand, followed by offers and counteroffers until an agreement is reached.

Common challenges include demonstrating the property owner’s knowledge of the hazard, proving that the hazard directly caused your injuries, overcoming claims that the hazard was “open and obvious,” and addressing potential arguments of comparative negligence.

Yes, you can sue a government entity in Pennsylvania, but there are specific procedures and stricter timelines. Notably, you must provide written notice of your claim within six months of the incident.

Choose an attorney with specific experience in Pennsylvania premises liability law, a proven track record of successful outcomes, a client-focused approach, and who offers a free consultation to discuss your case.