In this guide will explain to you everything you need to know about Personal Injury Laws and Legal Options in New Jersey from A-Z.
Fill out the form for a downloadable PDF version of the guide you can reference later.
You may be entitled to compensation for your injuries when you are injured due to someone else’s negligence, whether in a car accident, slip and fall, or workplace incident. This compensation can help cover medical expenses, lost wages, pain and suffering, and other costs associated with your recovery.
However, the legal process of a personal injury claim can be overwhelming, especially in a state like New Jersey, which has its own set of rules and regulations.
This chapter will introduce you to the basics of personal injury law in New Jersey. By understanding the key concepts and legal landscape, you’ll be better prepared to handle the claims process before choosing to hire compassionate personal injury lawyers in New Jersey.
Personal injury law is a branch of civil law that allows individuals to see personal injury lawyers to seek compensation for physical, emotional, or psychological harm caused by the negligence or wrongful actions of another party under legal circumstances. These types of claims before personal injury lawyers can arise from a wide variety of incidents under legal circumstances such as:
Personal injury law aims to help the injured party recover the financial losses they incur due to someone else’s actions. This compensation can include medical bills, lost wages, pain and suffering, and, in some cases, punitive damages intended to punish the wrongdoer for particularly reckless behavior.
In New Jersey, personal injury law is governed by a mix of state statutes and case law. Understanding New Jersey’s unique legal landscape is crucial when considering a personal injury claim. Here are some key aspects to know:
New Jersey is a no-fault insurance state when it comes to automobile accidents. This means that, regardless of who caused the accident, drivers must file claims with their own insurance companies for medical expenses and lost wages.
This system aims to speed up the claims process and ensure injured parties receive proper compensation more quickly. However, the no-fault system does have limitations. For example, if the injuries are severe or result in long-term damages, you can step outside the no-fault system and pursue a claim against the at-fault driver.
In a no-fault system, the following key points are important:
New Jersey follows the modified comparative negligence rule when determining fault in personal injury claims. This means that if you are partially at fault for the accident, your compensation may be reduced in proportion to your degree of fault.
However, if you are found to be more than 50% responsible for the incident, you will not be able to recover any damages from the other party.
For example, if you were in a car accident and found to be 30% at fault, your total compensation would be reduced by 30%. If you are found to be 51% or more at fault, you lose the right to claim any damages from the other party.
Understanding this rule is essential, as it can impact how much compensation you can expect to receive if you pursue a personal injury claim in New Jersey.
When filing your claim, you’ll likely encounter a range of legal terms and concepts. Below are some key terms NJ personal injury attorneys will use to take on your claim:
Personal injury law can be complex, especially regarding New Jersey’s specific rules and regulations. While it is possible to file a claim independently, the legal process is often challenging, and insurance companies are rarely willing to offer fair settlements without a fight.
Here’s why hiring an experienced personal injury attorney is crucial:
After learning about the basics of personal injury law in New Jersey, you may be wondering: How exactly does the process of filing a personal injury claim work?
Understanding the steps involved in pursuing a personal injury claim is crucial, whether you’re seeking compensation for a car accident, slip and fall, or another type of injury caused by someone else’s negligence.
This chapter will walk you through the essential elements of a personal injury claim and explain the key steps involved in the process.
Not every injury automatically qualifies for a personal injury claim. To successfully pursue a claim, you must demonstrate that another party’s negligence directly caused your injury. Let’s break down the essential elements of a personal injury claim in New Jersey:
The first element in any personal injury claim is establishing that the defendant owed you a duty of care. This means that the responsible party had a legal obligation to act reasonably to avoid causing harm. For example:
Once a duty of care is established, you must prove that the defendant failed to uphold that duty. This is referred to as a “breach.” For instance:
Next, you need to prove that the defendant’s breach of duty directly caused your injury. In other words, you must clearly link the defendant’s actions (or inaction) and the harm you suffered. For example, in a car accident case, you would need to prove that the defendant’s speeding was the direct cause of the crash and your injuries.
Finally, you must demonstrate that you suffered actual damages as a result of the defendant’s actions. These damages could include physical injuries, emotional distress, medical bills, lost wages, and other related expenses. Without damages, there is no claim.
These four elements—duty, breach, causation, and damages—form the foundation of every personal injury claim. Your attorney will work to gather evidence to prove these elements to establish the validity of your claim.
If you believe that you have a valid personal injury claim, the next step is to pursue it legally. Here’s an overview of the process involved in filing and pursuing a personal injury lawsuit in New Jersey:
The first step in pursuing a personal injury claim is meeting with a qualified personal injury firm. At this stage, the attorney will listen to the details of your case and determine whether you have a valid claim. They will evaluate:
Many personal injury attorneys, including those at Mattiacci Law, offer comprehensive legal services and a free consultation, so it’s important to seek legal advice early on. Your attorney can help you understand your options and guide you through the next steps.
Once you’ve hired an attorney, they will begin investigating your case. This involves collecting evidence to support your claim, such as:
The attorney will also work to establish the extent of your damages, including both economic (medical bills, lost wages) and non-economic (pain and suffering, emotional distress) losses.
Before filing a lawsuit, your attorney typically sends a demand letter to the defendant’s insurance company (or the responsible party). This letter outlines your injuries, the evidence supporting your claim, and the compensation you are seeking. In many cases, the insurance company will offer a settlement in response to the demand letter.
After sending the demand letter, there may be a period of negotiation. The defendant’s insurance company or the responsible party’s own legal counsel or team or counsel or team may make a counteroffer or reject your initial demand. Negotiations can go back and forth for weeks or months, and at this point, having an experienced attorney is vital. Your attorney will negotiate on your behalf to reach a fair settlement.
If the negotiations fail to result in a satisfactory settlement, the next step is to file a lawsuit. Your attorney will prepare and file a formal complaint with the court, outlining the case details and your compensation demands. Once the lawsuit is filed, the defendant will have an opportunity to respond.
Once the lawsuit is filed, the case will follow a specific legal process. Here are the major stages in a personal injury case:
During the discovery phase, both parties exchange information and evidence. This can include depositions (sworn testimony), written questions (interrogatories), document requests, and subpoenas for additional evidence. Discovery is an important part of building a strong case, as it allows each side to review the evidence the other party has gathered.
While the case is in discovery, settlement talks often continue. Many personal injury cases are settled before reaching trial, as both parties recognize the value of avoiding a courtroom battle’s time, cost, and unpredictability. If a fair settlement is reached, the case is resolved, and you receive your compensation.
If settlement negotiations break down and the case goes to trial, your attorney will represent you in front of a judge and, if necessary, a jury. Both sides will present their arguments, call witnesses, and submit evidence. The judge or jury will then determine fault and decide the amount of compensation you should receive.
If either party is dissatisfied with the trial’s outcome, they may file post-trial motions or appeal the decision to a higher court. While this step is uncommon in personal injury cases, it’s important to know that the process can continue beyond the trial.
Like all states, New Jersey has strict deadlines for filing a personal injury lawsuit. This deadline is known as the statute of limitations, and in most cases, it’s two years from the date of the injury.
Please file your claim within the statute of limitations to avoid your case being dismissed, regardless of the merits of your claim. In some circumstances, exceptions may apply, but these exceptions are rare and complicated. That’s why contacting an attorney as soon as possible after your injury is crucial to ensure that all legal deadlines are met.
Personal injury law encompasses various cases, each with its own set of legal nuances and challenges. In New Jersey, many of the most common personal injury claims stem from accidents or incidents where one party’s negligence causes harm to another.
Whether you’ve been injured in a car accident, at work, or due to a defective product, understanding the specific types of personal injury cases will help you move throughout the claims process efficiently.
This chapter overviews several common types of personal injury cases in New Jersey, highlighting the legal considerations involved in each.
Car accidents are one of the most frequent causes of personal injury claims in New Jersey. If you’ve been injured in a car crash, understanding how car accident claims work, including the different types of coverage available, is crucial for pursuing a successful claim.
New Jersey follows a no-fault insurance system, meaning that in most cases, injured parties will first file a claim with their own insurance company, regardless of who caused the accident.
This is where Personal Injury Protection (PIP) comes into play. PIP coverage helps pay for medical bills, lost wages, and other expenses related to the accident, up to a certain limit, regardless of fault.
However, New Jersey allows drivers to choose between two types of insurance coverage:
If your injuries are severe or incur significant medical expenses or lost income, you may be able to step outside the no-fault system and file a personal injury lawsuit against the at-fault driver for further compensation. This is particularly common if you suffer permanent injuries, such as broken bones or long-term disabilities.
If you are involved in an accident with a driver who has no insurance (or insufficient insurance to cover your damages), you can turn to your own insurance policy under uninsured motorist (UM) or underinsured motorist (UIM) coverage.
New Jersey requires drivers to carry uninsured motorist coverage, which can help you recover compensation for medical expenses, pain and suffering, and other damages when the responsible party is uninsured or underinsured.
A slip-and-fall accident happens when you fall and sustain an injury due to the negligence of a property owner or third party. These accidents are governed under premises liability law.
Premises liability refers to a property owner’s responsibility to maintain a safe environment for visitors. In New Jersey, property owners, whether private individuals, businesses, or municipalities, can be held liable for injuries that occur on their property due to unsafe conditions.
In a slip-and-fall case, you must prove that the property owner was negligent in maintaining the property. For example:
It’s important to note that property owners are not automatically liable for every fall. In many cases, the injured person must demonstrate that the property owner was negligent in some way. For instance, if a store has a wet floor but has posted clear warning signs, they may not be held responsible if someone falls despite the warning.
When accidents happen in public spaces, such as parks or government buildings, sovereign immunity (protection from personal injury lawsuits) may limit your ability to file a claim. However, it’s still possible to pursue a case against public entities, but there are strict rules and timelines for doing so.
Injuries that happen in the workplace fall into two categories of legal representation: workers’ compensation claims and personal injury lawsuits. Understanding the difference between the two is crucial for pursuing the right kind of legal action.
Workers’ compensation is a no-fault system that provides benefits to employees who are injured on the job, regardless of who is at fault. Workers’ comp benefits typically include:
However, workers’ compensation benefits are limited, and you cannot sue your employer for additional compensation, even if they were negligent. That being said, there are situations where you may still be able to file a personal injury lawsuit in addition to a workers’ comp claim:
Medical malpractice cases are among the most complex personal injury claims. These claims arise when a healthcare or medical professional who, such as a doctor or nurse, fails to provide the standard of care expected in the medical community, resulting in harm to the patient.
Medical malpractice can take many forms, including:
Proving medical malpractice in New Jersey requires expert testimony to establish that the healthcare provider failed to meet the accepted standard of care.
This means you will need to consult with medical experts who can testify that the treatment you received was substandard and directly led to your injury. The process can be lengthy and complicated, which is why it’s essential to work with a skilled personal injury attorney experienced in medical malpractice claims.
Product liability cases arise when defective or unsafe products harm consumers. These claims can involve injuries caused by various products, from defective car parts to unsafe household goods.
Three main types of product defects can lead to liability claims:
If a defective product causes injury, consumers can hold manufacturers, distributors, or retailers responsible through a product liability claim. New Jersey law allows consumers to pursue product liability claims even if they were not the original purchaser as long as they can prove the defect and the harm caused.
When someone dies due to the negligence or wrongful act of another party, their surviving family members can pursue a wrongful death claim under New Jersey law. This claim allows family members to seek compensation for the loss of their loved one, including:
In New Jersey, the administrator or executor of the deceased person’s estate typically files the wrongful death claim on behalf of surviving family members, such as spouses, children, or parents. This is because the estate is the legal entity that brings the claim, though the compensation goes to the surviving relatives.
Negligence is a cornerstone of personal injury law. It serves as the basis for most injury claims in New Jersey. Whether you are pursuing a car accident lawsuit, a slip and fall case, or even a medical malpractice claim, proving that the other party was negligent is critical to obtaining compensation for your injuries.
This chapter will explain the concept of negligence, break down the four elements of negligence, and discuss how New Jersey’s comparative negligence rule affects personal injury cases.
In the context of personal injury law, negligence refers to the failure to exercise the level of care that a reasonable person would use in similar circumstances, resulting in harm to another individual. For New- Jersey personal injury lawyers, negligence is not about malicious intent but a lack of reasonable care that causes injury.
However, negligence should not be confused with strict liability. While negligence involves carelessness or a failure to act reasonably, strict liability holds responsible parties responsible for certain types of harm regardless of fault. Strict liability is applied in specific cases such as:
The difference lies in how the law evaluates the responsible party’s conduct. In negligence cases, you must show that the responsible party’s actions (or inaction) were unreasonable under the circumstances. In strict liability cases, you don’t need to prove fault, only that the injury occurred due to a defect or inherently dangerous activity.
In order to prevail in a negligence claim, the plaintiff (the injured party) must prove four key elements: duty of care, breach of duty, causation, and damages. These elements are required to establish that the defendant’s actions (or failure to act) directly caused harm to the plaintiff.
The first element of negligence is the duty of care. This refers to the responsibility one person has to avoid causing harm to others.
Every person has a general duty to act reasonably and avoid actions that could foreseeably harm others. In personal injury cases, the first step is proving that the defendant owed a duty to the plaintiff.
| Duty of Care Examples | Scenario |
| Drivers | A driver has a duty to obey traffic laws and drive safely to avoid causing accidents. |
| Property Owners | A store owner has a duty to keep the premises safe from hazards that could cause injury (e.g., slippery floors or broken stairways). |
| Medical Professionals | A doctor has a duty to provide a standard level of care when diagnosing or treating patients. |
The second element in a negligence claim is proving that the defendant breached their duty of care. A breach occurs when the defendant fails to meet the standard of care that a reasonable person would have exercised under similar circumstances.
| Examples of Breaches | Scenario |
| Driver’s Breach | A driver who speeds through a red light and causes a collision is breaching their duty to drive safely. |
| Store Owner’s Breach | A store owner who fails to clean up a spill and causes a customer to slip and fall is breaching their duty to maintain safe premises. |
| Medical Professional’s Breach | A doctor who misdiagnoses a condition because they fail to follow standard procedures is breaching their duty to provide competent care. |
To succeed in a negligence claim, the plaintiff must show that the defendant’s breach directly caused the plaintiff’s injury. This is called causation. Two types of causation must be established:
| Actual vs. Proximate Causation | Scenario |
| Actual Causation | A driver runs a red light and crashes into another car, causing the plaintiff to suffer a broken leg. The crash directly caused the injury. |
| Proximate Causation | A driver’s failure to signal causes a crash, but the injury could have been avoided had the plaintiff been wearing a seatbelt. Proximate causation examines whether the injury was foreseeable. |
Finally, the plaintiff must demonstrate that they suffered actual damages due to the defendant’s breach of duty.
Damages may include both economic losses (such as medical expenses and lost wages) and non-economic losses (such as pain and suffering, emotional distress, or loss of quality of life). Without damages, there is no case.
| Types of Damages | Example |
| Economic Damages | Medical bills, lost wages, rehabilitation costs, and property damage. |
| Non-Economic Damages | Pain and suffering, emotional distress, loss of companionship. |
In personal injury cases, the burden of proof lies with the plaintiff. This means the injured party is responsible for proving that the defendant’s negligence caused their injuries.
To establish each of the four elements of negligence, you will need to gather evidence such as medical records, accident reports, eyewitness testimony, and expert opinions.
For example, if you are suing for injuries caused by a car accident, you will need to show:
You must meet this burden of proof to ensure your claim is successful.
The state’s modified comparative negligence rule is one of the most important aspects of negligence in New Jersey personal injury cases. Under this rule, even if the plaintiff is partially at fault for their injury, they may still recover damages. However, their compensation will be reduced based on their percentage of fault.
| Plaintiff’s Fault | Defendant’s Fault | Recovery |
| 0% (defendant is fully at fault) | 100% | Full compensation |
| 20% (plaintiff is 20% at fault) | 80% | Compensation reduced by 20% |
| 50% (plaintiff and defendant share fault equally) | 50% | Compensation reduced by 50% |
| 51% or more | 49% or less | No compensation |
Let’s say you’re involved in a car accident and are found to be 20% responsible because you were speeding when the defendant ran a red light and caused the crash. If your total damages amount to $100,000, your compensation would be reduced by 20%, and you would receive $80,000.
Conversely, if you are found to be 51% or more at fault for the accident, you would not be entitled to any compensation. This rule is in place to prevent parties from seeking compensation if their own negligence was the primary cause of the incident.
One of the most important concepts to understand in personal injury cases is how comparative negligence impacts a plaintiff’s ability to recover damages. In New Jersey, the modified comparative negligence rule plays a central role in determining the compensation a victim can receive when they are partially at fault for their injury.
This chapter will explain how this rule works, how fault impacts your compensation, how insurance companies use it to adjust payouts and provide real-life examples of comparative negligence in action.
Under New Jersey law, the modified comparative negligence rule allows plaintiffs to recover damages in personal injury cases even if they share some of the blame for the accident. However, the key factor is that the plaintiff must be less than 50% at fault to be eligible for compensation.
If the plaintiff is found to be 50% or more at fault, they are barred from recovery. This means that the total damages they could otherwise receive would be reduced according to their level of responsibility for the incident. New Jersey’s rule is classified as “modified” because of this threshold.
In other states that follow “pure” comparative negligence, even if the plaintiff is 99% at fault, they can still recover 1% of the damages. However, in New Jersey, the threshold of 50% is an important line that determines whether recovery is possible at all.
| Plaintiff’s Fault | Defendant’s Fault | Recovery |
| 0% (defendant is fully at fault) | 100% | Full compensation |
| 20% (plaintiff is 20% at fault) | 80% | Compensation reduced by 20% |
| 50% (plaintiff and defendant share fault equally) | 50% | Compensation reduced by 50% |
| 51% or more | 49% or less | No compensation |
New Jersey’s modified comparative negligence rule directly impacts how much compensation a plaintiff can recover. The amount of damages awarded in a personal injury case can be significantly reduced based on the plaintiff’s own level of fault. Here’s how it works:
If you are partially at fault for the accident, your compensation will be reduced by the percentage of fault assigned to you. For example, if a jury determines that your fault in a car accident is 30%, your total compensation would be reduced by 30%.
For instance, if your total damages are calculated at $100,000 and you are found to be 30% at fault, your compensation would be reduced by 30% (or $30,000). As a result, you would receive $70,000 in damages.
If you are found to be 50% or more at fault for the incident, you will be barred from receiving any compensation. For example, if a driver is 51% at fault for an accident, and another driver is 49% at fault, the driver who is 51% responsible would receive no compensation for their injuries, even though the other driver was partially to blame.
Insurance companies play a key role in determining the outcome of personal injury claims. When evaluating a claim, an insurance adjuster will consider the degree of fault of both parties involved in the accident. The company will use New Jersey’s comparative negligence rule to assess how much the claimant is responsible for the accident and how much the insurer should pay out.
Insurance companies typically use the following process:
The insurance adjuster will gather information about the accident, including:
Based on this information, they will assess the degree of fault of both the plaintiff and the defendant. If the plaintiff is found to have been partially responsible, the insurance company will calculate how much fault the plaintiff shares and reduce the payout accordingly.
Once the degree of fault is determined, the insurance company will adjust the payout proportionately to the plaintiff’s percentage of fault. For example:
Insurance adjusters use the comparative negligence rule to determine a fair settlement. Still, the initial offer can sometimes be low, especially if the insurance company is trying to minimize its payout.
An experienced personal injury attorney can help ensure that the plaintiff’s degree of fault is accurately assessed and they receive the maximum compensation possible.
Real-life examples help to demonstrate how New Jersey’s modified comparative negligence rule plays out in practice. Here are a few scenarios that highlight how the rule works:
Outcome: If Driver A’s total damages are $150,000, the compensation will be reduced by 20% because Driver A was partially at fault for an automobile accident. Driver A will receive $120,000 in damages.
Outcome: If the shopper’s total damages are $50,000, their compensation will be reduced by 10%. The shopper will receive $45,000.
Outcome: If the pedestrian’s damages amount to $200,000, the maximum compensation amount would be reduced by 30%. The pedestrian would receive $140,000 in damages.
One of the primary goals of any personal injury claim is to obtain fair and adequate compensation for the harm and losses suffered due to an accident or injury. In New Jersey, damages awarded in personal injury cases typically fall into three categories: economic, non-economic, and punitive.
Each of these damages uniquely compensates the injured party for their suffering, losses, and hardships. This chapter will break down the types of damages you may be eligible to receive, explain how they are calculated, and explore special considerations for those with catastrophic injuries.
Economic damages are the most straightforward compensation in a personal injury claim. They are awarded to cover the quantifiable financial losses a person incurs due to injury.
These damages are based on actual monetary loss and can be easily calculated using receipts, bills, and other financial documentation.
The injured party is entitled to compensation for the cost of medical care related to their injury, including:
Medical expenses are often the most substantial portion of economic damages, particularly in serious, traumatic brain injury cases. The plaintiff can recover current medical expenses and any future medical costs that can be reasonably predicted based on their injuries.
| Type of Medical Expense | Example |
| Emergency Care | Ambulance fees, ER visits, immediate treatment |
| Surgery & Procedures | Cost of surgery to repair injuries, anesthesia |
| Rehabilitation | Physical therapy, occupational therapy, follow-up care |
| Medications & Equipment | Prescription drugs, wheelchairs, prosthetics |
If the injury prevents the plaintiff from working, they may recover compensation for lost wages. This includes wages lost during the time spent recovering from the injury. If the injury results in permanent disability, lost future earning capacity may also be considered.
Lost wages can be calculated by reviewing the plaintiff’s pay stubs or tax returns before the injury to determine their average weekly or monthly earnings. If the injury results in a long-term disability, the court may also calculate future lost income based on the plaintiff’s potential career trajectory, skill level, and earning capacity.
| Type of Lost Wages | Example |
| Short-Term Loss | Wages lost during hospital stay or initial recovery period |
| Long-Term Loss | Lost earnings from being unable to work due to ongoing disability |
Other economic damages may include:
While economic damages are relatively easy to quantify, non-economic damages are more subjective and involve the pain and suffering the injured person has experienced as a result of their injury. These damages compensate for the emotional, physical, and psychological toll the injury takes on the individual.
Pain and suffering damages compensate for the physical pain and discomfort caused by the injury and the subsequent treatment. These damages are intended to provide compensation for:
Pain and suffering are difficult to quantify, but juries may use guidelines or formulas to arrive at a reasonable compensation amount. In many cases, an attorney will work with medical professionals to explain the extent and duration of the pain.
Emotional distress includes the psychological effects of the injury, such as:
In cases involving severe emotional distress, expert testimony from psychologists or therapists may be used to establish the severity of the emotional toll on the plaintiff.
Loss of consortium refers to the loss of companionship, support, and intimacy suffered by the spouse or family members of the injured party. If an injury causes a permanent change in the plaintiff’s ability to interact with or care for their loved ones, the spouse may seek compensation for this loss.
Loss of consortium is often claimed in cases involving serious or permanent injuries that affect a person’s ability to perform basic household or relational functions.
| Type of Non-Economic Damages | Example |
| Pain and Suffering | Ongoing back pain after an auto accident, recovery from multiple surgeries |
| Emotional Distress | Anxiety, PTSD, or depression after a traumatic event like a fall or car crash |
| Loss of Consortium | Spouse’s loss of companionship and intimacy due to a partner’s paralysis |
Punitive damages are awarded in rare cases where the defendant’s behavior is deemed particularly reckless, malicious, or fraudulent. Unlike compensatory damages (which are meant to compensate the victim for their losses), punitive damages serve to punish the defendant for their misconduct and deter others from engaging in similar behavior.
Punitive damages are typically only awarded in cases involving:
In New Jersey, punitive damages are generally awarded as a multiplier of the compensatory damages, although there are limits. The court will consider:
Punitive damages are not awarded in every case but can be significant if they are. However, New Jersey has caps on certain punitive damages, particularly in medical malpractice cases.
Catastrophic injuries are life-changing and may result in permanent disabilities that require extensive medical care and long-term adjustments to the plaintiff’s lifestyle.
These injuries can profoundly impact a person’s ability to live independently, work, and maintain relationships. In New Jersey, special considerations apply when calculating damages for catastrophic injuries.
Catastrophic injuries include:
In cases involving catastrophic injuries, damages are typically higher because:
For catastrophic injuries, future damages—such as ongoing medical treatment, future lost wages, and long-term pain and suffering—are often calculated using expert testimony and life care planners. This allows the jury to estimate the long-term financial impact of the injury.
| Type of Catastrophic Injury | Potential Damages |
| Spinal Cord Injury | Lifelong care, home modifications, lost wages, pain and suffering |
| Brain Injury | Cognitive therapy, medical treatments, emotional distress |
| Amputation | Prosthetics, rehabilitation, long-term medical care, emotional distress |
The damages awarded in a personal injury case are intended to compensate the plaintiff for their losses due to someone else’s negligence or wrongful conduct. In New Jersey, damages can be broadly categorized into economic, non-economic, and punitive damages.
Each type serves a distinct purpose, from reimbursing out-of-pocket expenses to compensating for pain and suffering and even punishing the defendant in extreme cases.
Knowing the ins and outs of insurance coverage is essential to any personal injury claim in New Jersey. Insurance policies, from Personal Injury Protection (PIP) to liability insurance and Uninsured/Underinsured Motorist (UM/UIM) coverage, can greatly influence the outcome of your case.
Understanding how these different types of insurance work—and how to work with them—can help ensure you receive the compensation you deserve.
This chapter will break down these key elements, explain how New Jersey’s No-Fault system affects your claim, and provide tips on how to deal with insurance companies during the claims process.
In New Jersey, several types of insurance come into play in personal injury claims, each offering different protections for drivers, passengers, and pedestrians. Let’s break down the most common types of insurance coverage involved in these cases:
PIP insurance is a no-fault coverage mandated by New Jersey law. This means that after an accident, regardless of who is at fault, your own PIP insurance will cover a portion of your medical expenses and lost wages.
PIP is typically the first source of compensation for individuals injured in car accidents, and it is mandatory for all drivers in New Jersey.
Important: New Jersey allows you to choose your level of PIP coverage when purchasing insurance. You can opt for a Basic Policy, which provides lower limits, or a Standard Policy, which offers higher limits and more comprehensive coverage. If you have a Basic Policy, the amount of compensation you can receive may be more limited.
| PIP Coverage Type | Example |
| Medical Expenses | Doctor’s visits, surgeries, physical therapy |
| Lost Wages | 80% of lost wages due to missed work |
| Other Expenses | Cost of transportation to medical appointments, home healthcare |
Liability insurance is the coverage that comes into play when you are at fault for an accident. It covers the costs associated with the injury or damage you caused to another person or their property.
In New Jersey, the minimum requirement for liability insurance is:
However, this is often insufficient to fully compensate an injured party, especially in serious auto accidents where medical expenses and damages exceed the minimum liability limits. For this reason, it is highly recommended to carry higher liability limits to ensure you have adequate coverage in case of a significant accident.
| Liability Insurance | Example |
| Bodily Injury | Covers medical expenses and lost wages of the injured person if you are at fault |
| Property Damage | Covers repair or replacement costs of property damaged in the accident |
Uninsured Motorist (UM) coverage protects you if a driver injures you without insurance. Underinsured Motorist (UIM) coverage protects you if the at-fault driver has insurance but their coverage limits are too low to cover your damages fully.
For example, if you’re in a car accident caused by a driver who is uninsured or underinsured, UM/UIM coverage can provide compensation for:
In New Jersey, UM/UIM coverage is not mandatory, but it is strongly recommended that you protect yourself if the at-fault driver lacks adequate insurance. Many drivers believe that if uninsured drivers hit them, they will be left without compensation, but UM/UIM coverage is specifically designed to prevent this outcome.
| UM/UIM Coverage Type | Example |
| Uninsured Motorist | Injuries caused by a driver with no insurance |
| Underinsured Motorist | Injuries caused by a driver whose insurance is insufficient to cover your costs |
The insurance claims process can be frustrating and overwhelming, especially when you’re dealing with injuries and medical treatment. Insurance companies are for-profit entities that aim to minimize payouts to protect their bottom line. Here are some important tips to help you avoid mistakes that could hurt your case:
Insurance companies may offer you a settlement soon after the accident. This is often a lowball offer intended to settle the claim for as little money as possible. It’s important to consult with an attorney before accepting any offer. An attorney can help you understand the full value of your claim and ensure that you don’t settle for less than you deserve.
Insurance adjusters may ask you to provide a recorded statement about the accident. While it’s important to be cooperative, don’t admit fault or downplay the extent of your injuries. The insurance company may use anything you say in the statement against you later in the claims process. It’s always best to have an attorney present or at least seek legal advice before giving a statement.
Keep thorough records of all medical treatments, lost wages, expenses, and correspondence with the insurance company. Documentation is key to proving your injuries and losses. This includes:
Before filing a claim, take the time to review your own insurance policy so you fully understand your coverage. If you don’t understand your policy or have questions, contact your insurance agent or an attorney to help clarify the terms of your coverage.
New Jersey follows a No-Fault insurance system for car accidents. Under this system, PIP insurance covers the injured party’s medical expenses and lost wages, regardless of who caused the accident. The No-Fault system was designed to streamline the process and ensure that people receive timely medical care without waiting for fault determinations.
If you are injured in an auto accident, your PIP insurance will cover your medical expenses and lost wages up to your policy limits. However, PIP insurance does not cover pain and suffering or other non-economic damages, as these are typically only available if the accident meets certain conditions (e.g., serious injuries, permanent disfigurement, or a threshold of injury).
In cases where the injuries are more severe, you may be able to step outside the No-Fault system and file a lawsuit against the at-fault party for additional compensation (such as for pain and suffering). However, this is only possible if your injuries meet New Jersey’s serious injury threshold.
If you’re injured in an accident caused by a driver who doesn’t have insurance or whose insurance is insufficient to cover your medical bills and other damages, UM/UIM coverage kicks in. It is highly recommended that you carry this coverage, as it ensures that you are not left without compensation for your injuries due to the negligence of an uninsured or underinsured driver.
If you do not have UM/UIM coverage and an uninsured or underinsured driver hits you, you may have to pursue other means to recover damages, such as relying on the at-fault party’s assets or pursuing a lawsuit.
| Uninsured Motorist Coverage | Example |
| Accident with Uninsured Driver | Injuries from a car crash with a driver who has no insurance |
| Underinsured Motorist Coverage | Injuries from an accident where the at-fault driver’s insurance is insufficient |
Understanding the role of insurance coverage is crucial for anyone involved in a personal injury claim in New Jersey. From PIP insurance that covers medical bills and lost wages to the protection offered by UM/UIM coverage, being well-informed about your rights and coverage options can make a significant difference in the outcome of your case.
When you file a personal injury claim in New Jersey, your ability to prove the liability of the at-fault party and the extent of your damages is critical to securing fair compensation. A strong personal injury case is built on solid evidence, expert testimony, and legal strategies.
This chapter will explain how to gather the necessary evidence, the role of medical records and police reports, how expert witnesses can strengthen your case, and what to expect during the discovery phase of a lawsuit.
In personal injury cases, evidence is the backbone of your claim. The more thorough and organized your evidence, the stronger your case will be.
After an accident, it’s important to begin collecting evidence as soon as possible. This will help establish liability (who was at fault) and demonstrate the extent of your injuries and damages.
Photographs are one of the most valuable forms of evidence in personal injury cases. If you are able, take photos or videos of:
Eyewitness testimony can be crucial in establishing what happened during the accident. If there are any witnesses to the incident, collect their names, contact information, and a brief account of what they saw. Statements from neutral third parties can help corroborate your version of events and establish liability.
As soon as possible, seek medical attention and make sure all injuries are documented in your medical records. Document their development timeline if you have visible injuries (e.g., bruising, swelling). If you experience pain, ensure it is recorded in your treatment notes.
In personal injury cases, medical records and police reports are crucial pieces of evidence that can support your claims and help demonstrate the extent of your injuries and the circumstances surrounding the accident.
Medical records provide a detailed history of your injuries, treatment plans, and recovery. These records are used to prove:
If law enforcement responds to the scene of the accident, they will create a police report, which serves as an official record of the incident.
Police reports can be important for:
While police reports are useful, they are not always determinative, especially if they suggest that you might have been partially at fault. In those cases, additional evidence will be needed to refute any conclusions in the report that could harm your case.
| Type of Evidence | Example |
| Photographs | Pictures of the accident scene, vehicle damage, injuries |
| Witness Statements | Contact information and statements from third-party witnesses |
| Medical Records | Doctor’s notes, hospital bills, treatment history |
| Police Reports | Official accident report detailing the scene, witnesses, and any police conclusions |
In many personal injury cases, particularly those involving complex injuries or technical aspects of liability, expert witnesses play a crucial role in supporting your claims.
Expert witnesses are professionals in their fields who can provide opinions and testimony about aspects of your case that are beyond the average person’s knowledge.
Types of Expert Witnesses:
Expert testimony adds credibility and weight to your case, especially when dealing with technical or specialized areas of the law.
| Type of Expert Witness | Example |
| Medical Experts | Physicians testifying about the long-term effects of brain injury or broken bones |
| Vocational Experts | Experts explaining how a serious injury affects future employment opportunities |
| Accident Reconstructionists | Experts re-creating the accident to show how it happened and who was at fault |
| Economists | Experts calculating the economic impact of lost wages and future earning potential |
The discovery phase is one of the most important parts of a personal injury lawsuit. During discovery, both sides exchange information and gather evidence to build their cases. One key aspect of this phase is the deposition process.
A deposition is a formal, out-of-court interview where an attorney asks questions of a witness or party under oath. Depositions are typically recorded, and the answers given are part of the official record.
Discovery is the process where both sides of a lawsuit exchange relevant documents and information. This phase allows both parties to gather the facts they need to support their case and prepare for trial.
Discovery allows both sides to prepare adequately for trial and is critical in helping determine the strength of each party’s case.
Proving a personal injury case in New Jersey requires a strategic approach to evidence gathering. From taking photos of the accident scene to obtaining medical records, witness statements, and police reports, the evidence you collect early on can build a strong case.
Additionally, expert witnesses can provide crucial testimony to support liability and damages, while depositions and discovery help clarify the facts and prepare both sides for trial.
The process can be overwhelming when pursuing a personal injury claim in New Jersey. From dealing with insurance companies to managing medical treatments, there are numerous opportunities for errors that can jeopardize your case.
Even seemingly minor missteps can have significant consequences, potentially reducing your compensation or causing your case to be dismissed entirely.
This chapter will highlight people’s most common mistakes in personal injury cases and offer practical advice on avoiding them.
One of the most critical mistakes in a personal injury case is delaying medical treatment. It’s not uncommon for accident or injury victims to initially feel fine or to delay seeking medical attention because they think their injuries aren’t serious. However, waiting too long to see a doctor can seriously harm your case for several reasons:
First and foremost, delaying medical treatment can worsen your injuries. Some injuries, such as whiplash, soft tissue damage, or concussions, may not show immediate symptoms but can worsen over time. Early treatment is essential to prevent further complications.
In personal injury cases, linking your injuries directly to the accident is important. If you wait too long to seek medical care, the insurance company or the defendant’s legal team may argue that your injuries were not caused by the accident or that they are less severe than you claim.
Additionally, if you don’t have a timely medical record, it becomes harder to prove the extent of your injuries and the connection between your accident and the resulting damages.
| Mistake | Consequence | Solution |
| Delay in Seeking Treatment | This can lead to a worsening of injuries and weaken the connection to the accident | Seek immediate medical attention and maintain regular follow-ups |
Insurance adjusters are professionals hired by insurance companies to minimize their financial exposure. Although they may seem friendly and helpful, their goal is to settle your claim for as little as possible.
One of the biggest mistakes you can make in a personal injury case is providing a recorded statement to an insurance adjuster without consulting with your attorney first.
| Mistake | Consequence | Solution |
| Giving Recorded Statements | Your words can be twisted and used against you in settlement negotiations | Consult with an attorney before speaking to an adjuster and avoid recorded statements |
Insurance companies may offer you a quick settlement after your accident. While this may seem like a good idea—especially when you’re dealing with medical bills, lost wages, and the stress of recovery—it’s important to exercise caution.
Accepting an early settlement offer can often result in receiving far less compensation than you truly need, especially if your injuries are more severe or long-lasting than initially thought.
| Mistake | Consequence | Solution |
| Accepting Early Settlement | Quick settlement often undervalues your injuries and future medical costs | Wait until the full extent of your injuries is known and consult with an attorney |
Properly documenting your injuries and the recovery process is crucial for the success of your personal injury case. Failure to keep a detailed record can leave gaps in your story and make it difficult to prove the extent of your injuries.
| Mistake | Consequence | Solution |
| Failure to Document Injuries | Missing or incomplete documentation weakens your case and can reduce compensation | Keep detailed records of injuries, treatments, pain levels, and any related expenses |
Avoiding common mistakes in a personal injury case is essential to ensuring the best possible outcome. From seeking prompt medical attention to refusing early settlement offers and keeping thorough documentation, these actions help protect your rights and maximize your compensation.
The more proactive and careful you are throughout the process, the better your chances of a favorable settlement or court decision.
In personal injury cases, one of the most important decisions you’ll face is settling your case or taking it to trial. Both options have their pros and cons, and the right choice for you will depend on the specifics of your case, including the strength of your evidence, the severity of your injuries, and your long-term recovery goals.
This chapter will provide an in-depth comparison of settling a case versus going to trial, helping you understand the benefits and risks of each path and how to negotiate the best settlement offer.
Settling a personal injury case before it goes to trial is the most common outcome. In fact, most personal injury claims are resolved through settlement rather than litigation. Settling a case early can offer several distinct advantages:
One of the primary reasons many individuals opt to settle is the speed and certainty it offers. A settlement can be reached quickly, often within a few months, while a trial can take a year or longer to resolve.
Going to trial can be expensive. Court fees, expert witness fees, and the cost of preparing for a lengthy trial can add up. Settling the case eliminates these costs, making it more financially feasible for many claimants.
Trials can be emotionally taxing. The process involves stressful pre-trial motions, depositions, and court appearances, and the risk of an unpredictable outcome can add to the anxiety. Settling allows you to avoid this emotional burden and gives you peace of mind, knowing your case has been resolved.
Settling a case often allows you to keep the case details confidential. Court trials are public, meaning anything discussed in court becomes part of the public record. A settlement can include a confidentiality agreement, preventing the details of your case and the terms of your compensation from being disclosed.
| Advantages of Settling | Description |
| Speed and Certainty | Settlements can be reached quickly, offering faster compensation and closure. |
| Lower Legal Costs | Avoids the significant costs of preparing for and attending a trial. |
| Emotional Relief | Avoids the stress, anxiety, and uncertainty of a trial. |
| Confidentiality | Keeps the case details and settlement terms private. |
While settlements are often the most favorable outcome, there are circumstances where taking a case to trial might be the better option. Here are a few scenarios in which going to trial may be necessary:
If the insurance company offers a settlement that doesn’t adequately cover your medical expenses, lost wages, and pain and suffering, you may want to take the case to trial. Insurance adjusters are trained to offer low-ball settlements and often try settling quickly to avoid a lengthy and costly trial.
If there is a significant dispute over who is at fault or if the other party denies liability, a trial may be necessary to establish the facts of the case. While settlement negotiations can resolve many cases, in complex cases where the fault is contested, the trial might be the only way to reach a fair verdict.
Sometimes, the defendant or their insurance company may refuse to negotiate a reasonable settlement. If settlement talks break down and both parties remain far apart, trial may be the only option to secure justice.
In some cases, injury victims may decide to go to trial not only for compensation but also to make a statement or set a legal precedent. For example, if the injury involves a defective product or dangerous conditions, you may want to pursue a trial to hold the responsible party accountable, send a message to others, and possibly prevent future incidents.
| Reasons to Go to Trial | Description |
| Insurance Offers Too Little | When the insurance settlement doesn’t fully compensate for the damages. |
| Dispute Over Liability | If there’s a serious question about who caused the injury. |
| Defendant Won’t Settle | If negotiations fail and the defendant refuses to offer a fair settlement. |
| Seeking Legal Precedent | When the goal is to set a legal precedent or gain public attention. |
If you do decide to go to trial, it’s important to understand what to expect. While every trial is unique, the general process for a personal injury trial in New Jersey typically involves the following stages:
Both parties select a jury from a pool of potential jurors during jury selection. Each side can question potential jurors and challenge any juror they feel may be biased. Once the jury is selected, they will hear the case.
The trial begins with both sides presenting their opening statements. The plaintiff’s attorney will outline the case, presenting their evidence and what they aim to prove. The defendant’s attorney will also make an opening statement explaining their defense.
Once both sides have presented their case, they will make closing arguments. This is the final opportunity for each side to summarize the evidence and persuade the jury or judge to rule in their favor.
After closing arguments, the jury will deliberate and come to a decision. In New Jersey, the jury must reach a unanimous verdict. If the jury favors the plaintiff, they will decide the amount of damages to award. If the jury favors the defendant, the case is dismissed, and no compensation is awarded.
If either party is unhappy with the verdict, they may choose to appeal the decision to a higher court. Appeals can extend the case for months or even years, but many cases are resolved without the need for an appeal.
| Trial Process | Description |
| Jury Selection | Both sides select an impartial jury. |
| Opening Statements | Personal injury attorneys outline their cases and set the stage for the trial. |
| Presentation of Evidence | Both sides present evidence, including testimony from witnesses and experts. |
| Closing Arguments | Personal injury attorneys summarize the case and ask the jury to rule in their favor. |
| Jury Deliberation | The jury reviews the evidence and reaches a verdict. |
Negotiation plays a key role in the whole personal injury litigation and settlement process. Knowing when and how to negotiate can help you get the best possible settlement offer. Here are some tactics that can help you during settlement negotiations:
Before entering negotiations, it’s important to understand your case’s value clearly. This includes calculating economic damages (medical bills, lost wages, etc.) and non-economic damages (pain and suffering, emotional distress, etc.). Understanding the full scope of your damages will help you determine a reasonable settlement amount.
Insurance companies often offer low initial settlements to see if they can settle quickly and cheaply. Don’t accept the first offer without consulting your attorney. Your own personal injury lawyer, however, can help determine if the offer is fair and negotiate for a higher amount.
One of the most powerful negotiating tactics is to be willing to walk away from a settlement if it doesn’t meet your needs. This shows the other party that you are serious and that you are prepared to go to trial if necessary. Often, this will prompt them to increase their offer.
Negotiation is not just about pushing for a higher settlement—it’s also about knowing when to accept a reasonable offer. If an offer is fair and provides sufficient compensation for your injuries, accepting a settlement may be the best choice to avoid the time, cost, and uncertainty of a trial.
| Negotiation Tactics | Description |
| Know Your Case’s Value | Understand the full extent of your damages to ensure a fair settlement. |
| Don’t Accept the First Offer | Initial offers are often too low—be patient and consult your lawyer. |
| Be Willing to Walk Away | Show that you are prepared to go to trial if the offer is unfair. |
| Know When to Settle | Recognize when a settlement is fair and avoid prolonged litigation. |
Whether to settle or go to trial is a significant decision in a personal injury case. Settling can provide a quicker, less stressful resolution with fewer risks, while going to trial can sometimes result in a higher award. Still, it comes with its own challenges and uncertainties. The best option depends on your case’s unique circumstances.
Personal injury law can vary based on the individual circumstances of the claimant. Different groups of people, including children, the elderly, pedestrians, bicyclists, and motorcyclists, may face unique challenges in personal injury cases.
This chapter will address how personal injury law applies to these groups and provide valuable information on how they can file personal injury claims.
Children are considered a vulnerable group in the context of personal injury law. Because minors (individuals under the age of 18) are not legally able to handle their own legal matters, there are specific legal considerations when pursuing a personal injury claim on behalf of a child.
In New Jersey, when a child is injured, the claim must be brought by a parent or legal guardian on behalf of the child. Since a child cannot file a lawsuit in their own name, a parent or guardian acts as the plaintiff in the case.
| Considerations for Minors | Description |
| Role of Guardians | A parent or legal guardian must file the claim on behalf of the child. |
| Court Approval for Settlements | The court must approve settlements to ensure they are in the child’s best interest. |
| Emotional Distress & Long-Term Effects | Minor injuries may have long-lasting effects, requiring expert evaluations. |
Seniors face unique challenges when it comes to personal injury claims. In many cases, injuries sustained by elderly individuals may result in more severe consequences due to age-related health factors. Additionally, the law provides special protections for seniors.
As people age, they often experience decreased bone density, reduced muscle strength, and slower healing times, making them more susceptible to serious injuries. Falls, car accidents, and other incidents that may cause minor injuries to younger people can be life-altering for older adults.
Common injuries among seniors include hip fractures, spinal injuries, and traumatic brain injuries.
In addition to accidents and injuries, elderly individuals may be at risk for elder abuse or negligence, particularly in nursing homes or long-term care facilities. In these situations, personal injury law can also be used to address the abuse or neglect and seek damages for pain and suffering, emotional distress, and other harms.
| Considerations for Seniors | Description |
| Increased Vulnerability | Older individuals face more severe consequences from injuries. |
| Higher Medical Costs | Treatment for senior injuries often involves more extended care and recovery. |
| Elder Abuse & Negligence | Claims of elder abuse or neglect in nursing homes or long-term care facilities. |
Pedestrians and bicyclists often encounter motor vehicle accidents, and the consequences can be devastating due to their lack of physical protection.
Fortunately, New Jersey law provides certain legal protections for pedestrians and cyclists, and special considerations are given to these groups when pursuing a personal injury claim.
Pedestrians have the right of way in many situations, and drivers have a duty to exercise caution around them. If a pedestrian is injured in a motor vehicle accident, the driver may be held liable for the injury if they were negligent in their actions.
Cyclists are also vulnerable to motor vehicle accidents. In New Jersey, cyclists have the same legal rights as drivers when using the road, but they often face greater risks.
| Considerations for Pedestrians & Cyclists | Description |
| Pedestrian Safety Laws | Drivers must yield to pedestrians in crosswalks and at intersections. |
| Cyclist Responsibilities & Legal Protections | Cyclists have rights on the road but must obey traffic laws. |
| Proving Fault in Bicycle Accidents | Bicycle accident claims may require additional evidence like witness statements or video footage. |
Motorcyclists are at a heightened risk for injury in accidents due to their lack of physical protection compared to passengers in cars.
Despite this, motorcyclists are often unfairly blamed for accidents, and their legal protections can be more complicated in some cases.
In New Jersey, motorcyclists must comply with certain safety laws, such as wearing helmets, having properly working lights, and having adequate motorcycle insurance.
If a motorcyclist is injured in an accident, the question of fault is often a central issue, and it may be more difficult to prove that a motorist was responsible for the crash.
Motorcyclists are often portrayed as reckless or irresponsible and may face bias in the legal system. Insurance companies may try to reduce payouts by claiming that the motorcyclist was speeding or not following the law, even if they were not at fault.
Therefore, having solid evidence, such as witness statements, accident reconstructions, and police reports, is crucial to proving fault in these cases.
| Considerations for Motorcyclists | Description |
| Motorcycle Safety Laws | Helmets and insurance requirements are mandatory for motorcyclists. |
| Challenges in Motorcycle Claims | Motorcyclists may face bias or unfair assumptions of fault in accidents. |
Personal injury law can be complex, and the legal process may differ depending on who is injured. Whether you are a child, an elderly person, a pedestrian, a cyclist, or a motorcyclist, it’s essential to understand the unique protections and challenges that apply to your situation.
Filing a personal injury claim can be a long and complicated process. However, understanding what to expect during each stage of the case can help alleviate some of the stress and ensure that you’re prepared for what lies ahead.
This chapter will walk you through the general timeline of a personal injury case in New Jersey, from your initial consultation with Jersey personal injury attorneys to the final judgment.
The initial consultation is an essential first step in your personal injury case. During this meeting, the attorney will evaluate the merits of your case and determine if you have a valid claim. The primary goal is to understand the facts of your accident, your injuries, and the potential for a successful outcome.
What to Bring:
Once you’ve hired an attorney, the next step is to file your personal injury claim officially. This includes preparing and filing a legal document known as a complaint or pleading, which outlines the legal grounds of your claim.
This process sets the stage for the discovery phase, where both sides begin gathering information and evidence to support their positions.
Discovery is the process where both parties exchange information to learn more about each other’s claims and defenses. This phase can be time-consuming and involves various legal tools to obtain information.
Depositions can be stressful, but your attorney will prepare you by discussing the questions you might face and the appropriate way to answer them.
In some cases, expert witnesses, such as doctors, accident reconstructionists, or financial experts, may be called upon to provide their opinions and bolster your case. Expert testimony can be crucial in cases involving complex medical conditions or disputed faults.
In many personal injury cases, the parties may settle before going to trial. Settlement negotiations typically occur after the discovery phase when both sides have a clearer understanding of the strengths and weaknesses of the case.
While settlement is usually quicker and less risky than going to trial, accepting the first offer is not always in your best interest. In some cases, a settlement offer may not fully compensate you for all your injuries, and going to trial could yield a higher award. This is why it’s essential to contact Jersey personal injury attorneys to review a potential offer and ensure it’s in your best interest.
| Option | Pros | Cons |
| Settlement | Quicker, less costly, more certain outcome | It may not fully compensate you, may feel rushed |
| Trial | Potential for a higher award, public judgment | Time-consuming, costly, uncertain outcome |
Your case may proceed to trial if a settlement cannot be reached. While most personal injury cases settle, a trial may be necessary if the defendant refuses to offer a reasonable settlement.
If you’ve been injured in New Jersey, you don’t have to file a personal injury claim alone.
At Mattiacci Law, we’ll guide you through every step of your personal injury case, from the initial consultation to trial, ensuring that you understand your options and are empowered to make informed decisions with the help of a skilled personal injury lawyer New Jersey.
Let us fight for the full and fair compensation you deserve. Contact us today at 856-219-2481 for a first free consultation or no-obligation consultation, and take the first step toward securing your future.
DISCLAIMER: Personal injury lawyer John A. Mattiacci, Jr. is an attorney at Mattiacci Law, LLC, which practices in PA & NJ. John and the firm only provide legal advice to clients after having entered into an attorney-client relationship. Our website does not create an attorney-client relationship. The description of awards and cases previously handled do not guarantee a similar outcome in current or future cases as every case is different. This website is Attorney Advertising. This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice or the formation of a lawyer/client relationship. Super Lawyers, Rising Stars, Martindale-Hubbell, AVVO, and other organizations that rate attorneys are not designations that have been approved by the State Supreme Courts or the American Bar Association.
