Can I Sue for Pain and Suffering After a Car Accident in Pennsylvania?

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Author: John Mattiacci | Owner Mattiacci Law
Published March 1, 2025

Pain and Suffering

Car accidents can cause more than just financial losses—they often result in significant physical pain and emotional distress. You might be asking: Can I sue for pain and suffering after a car accident in Pennsylvania?

Yes, in Pennsylvania, you can sue for pain and suffering after a car accident if you were injured due to someone else’s negligence. This falls under non-economic damages in personal injury law and may include compensation for physical pain, emotional distress, and reduced quality of life.

With decades of experience helping accident victims recover compensation, I’ve successfully handled numerous claims for pain and suffering. Let’s explore how these damages are calculated and what factors influence your ability to sue.

How Does Pennsylvania’s No-Fault Insurance Affect Pain and Suffering Claims?

Pennsylvania follows a choice no-fault system, meaning drivers can opt for either limited tort or full tort insurance coverage.

How Your Insurance Impacts Your Right to Sue:

  • Limited Tort: Restricts your ability to sue for pain and suffering unless you suffer a “serious injury.”

  • Full Tort: Allows you to sue for pain and suffering without restrictions, regardless of injury severity.

A serious injury, as defined by Pennsylvania law, typically includes permanent disfigurement, significant impairment of bodily function, or death. If your injuries qualify, you may be able to pursue a claim for pain and suffering even with limited tort coverage.

A photo showing an injury lawyer working ona case in Pennsylvania.

What Factors Determine Pain and Suffering Compensation?

Pain and suffering compensation varies based on multiple factors, including:

  1. Severity of Injuries – More serious injuries generally result in higher compensation.

  2. Medical Treatment Required – Lengthy treatment, surgeries, or therapy impact settlement amounts.

  3. Impact on Daily Life – If injuries prevent you from working or engaging in normal activities, compensation may increase.

  4. Emotional Distress – Anxiety, PTSD, depression, or sleep disorders caused by the accident are considered.

  5. Comparative Negligence – Pennsylvania follows a modified comparative negligence rule, meaning your compensation is reduced if you are partially at fault.

How Is Pain and Suffering Calculated in Pennsylvania?

How much can you receive for pain and suffering in Pennsylvania? There is no set formula, but courts and insurance companies often use two main methods to determine the amount:

Methods for Calculating Pain and Suffering:

  1. Multiplier Method: Your total economic damages (medical bills, lost wages) are multiplied by a number between 1.5 and 5 based on injury severity.

  2. Per Diem Method: A daily rate is assigned to your suffering and multiplied by the number of days you are affected.

Higher settlements are awarded for cases involving permanent disabilities, chronic pain, or significant emotional distress.

Can You Sue for Emotional Distress After a Car Accident?

Yes, emotional distress is considered part of a pain and suffering claim. Psychological injuries such as PTSD, anxiety, depression, and emotional trauma caused by the accident can be compensated if properly documented.

How to Prove Emotional Distress:

  • Medical records from psychologists, therapists, or counselors

  • Testimony from mental health professionals

  • Daily impact journals documenting anxiety, nightmares, or fear of driving

Can You Recover Pain and Suffering Damages if You Were Partially at Fault?

Does being partially at fault affect your ability to recover pain and suffering damages? Yes, Pennsylvania follows a modified comparative negligence rule, meaning you can recover damages as long as you are less than 51% at fault for the accident.

How Fault Affects Your Settlement:

  • If you are 0% at fault, you can recover full compensation for pain and suffering.

  • If you are 20% at fault, your total compensation is reduced by 20%.

  • If you are 51% or more at fault, you cannot recover damages.

This rule makes it essential to have strong evidence proving the other party’s liability to maximize your settlement.

What Role Does Medical Documentation Play in a Pain and Suffering Claim?

How important is medical documentation for proving pain and suffering? Medical records are one of the most crucial pieces of evidence in a pain and suffering claim, as they provide objective proof of injury severity and treatment.

Key Medical Documents That Strengthen Your Claim:

  • Doctor’s Reports: Describe the extent of your injuries and required treatment.

  • Diagnostic Imaging: X-rays, MRIs, and CT scans provide visual evidence of damage.

  • Physical Therapy Records: Show the ongoing impact of the injury on mobility and daily life.

  • Prescription Records: Demonstrate the need for pain management and mental health treatment.

  • Mental Health Evaluations: Support claims for emotional distress, PTSD, or anxiety.

A well-documented medical history increases the chances of securing fair compensation for pain and suffering.

An experienced car accident lawyer work with a victim's own car insurance company after a car crash with the other driver.

What Evidence Do You Need to Prove Pain and Suffering?

To secure compensation for pain and suffering, strong evidence is essential.

Key Evidence to Support Your Claim:

  • Medical Records: Documenting injuries, treatments, and prognosis.

  • Expert Testimony: Statements from doctors, therapists, or specialists.

  • Witness Statements: Testimonies from family, coworkers, or friends about how the accident affected your life.

  • Personal Diary: Detailed notes on pain levels, emotional distress, and limitations on daily activities.

Take Action Today to Recover the Compensation You Deserve

If you suffered injuries in a Pennsylvania car accident, you may be entitled to compensation for pain and suffering. Don’t let insurance companies undervalue your claim. Call Mattiacci Law at (215) 914-6919 for a free consultation. Our dedicated personal injury attorneys will fight to maximize your recovery.

Resources:

For more information on personal injury claims in Pennsylvania, visit:

Further Reading:

FAQs About Pain and Suffering Cases in Pennsylvania

Can I sue for pain and suffering if I have limited tort insurance?

Yes, but only if you suffered a serious injury as defined by Pennsylvania law.

What qualifies as a serious injury in Pennsylvania?

Permanent disfigurement, significant impairment of bodily function, or death.

How long do I have to file a pain and suffering lawsuit in Pennsylvania?

The statute of limitations for personal injury claims in Pennsylvania is two years from the accident date.

How much is pain and suffering worth in a car accident case?

It depends on the severity of injuries, medical expenses, and impact on daily life. Settlements can range from thousands to millions of dollars.

Can emotional distress be included in a pain and suffering claim?

Yes, anxiety, PTSD, and depression caused by the accident can be factored into your settlement.

Does Pennsylvania have a cap on pain and suffering damages?

There is no cap on pain and suffering for personal injury claims against private individuals but limits exist for claims against government entities.

Should I hire a lawyer to handle my pain and suffering claim?

Yes, an experienced attorney can ensure you receive the maximum compensation possible.
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