A red hatchback style toy car under a glass dome against a gray background, positing the question, Do I Need Personal Injury Protection Car Insurance in Philadelphia?

All people who own and drive a vehicle in Pennsylvania are required under law to carry specific minimum amounts of auto insurance coverage on their vehicle. Because Pennsylvania follows the no-fault auto insurance system, besides liability insurance, all drivers must also carry medical benefits coverage, also called personal injury protection insurance. This means that yes—you…